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Major Plumbing Damage Insurance Claim Miami

Your Quick Guide to Major Plumbing Damage Insurance Claims in Miami

Water damage and the mold growth resulting from it are major causes of insurance claims. Make sure you have insurance policies in place that cover water damage from plumbing issues, so you’ll be covered in the event of a disaster. Here’s a quick guide to major plumbing damage insurance claims in Miami.

Common Causes of Plumbing Damage

Your insurance covers different kinds of water damage, depending on where the damaging water comes from, so be sure your policy covers all types. Plumbing damage occurs when water is accidentally leaked within the home from an overflow or a busted pipe. It can also come from problems outside the home, like a backed-up sewer system.

What to Do If You Need to File Major Plumbing Damage Insurance Claims in Miami

As soon as possible, contact your insurance company to let them know about the damage. Do what you can to prevent further destruction, such as hiring a water damage remediation company to help prevent further damage and do clean up. Take pictures, and make a list of all the items damaged from the water. Work with your insurance company to file a claim. Be sure to save receipts.

Be Prepared

Understand your insurance policy ahead of time. Keep a copy of the policy on hand, so you can refer to it as needed. Always keep a detailed inventory of your belongings as well as receipts.

Hire A Public Adjuster for Your Major Plumbing Damage Insurance Claims in Miami

Plumbing damage insurance claims in Miami can be tricky, because not all types of damages are covered. Get your questions answered and get assistance from a public adjuster (PA), an industry professional who knows the ins and outs of insurance claims to help you get faster and more complete compensation for your loss.

At Darryl Davis and Associates, we handle your claim and stay in contact with you and your insurance company to be sure all aspects of the claim are handled properly. Our experienced public adjusters are ready to help you get the most out of your plumbing damage insurance claims in Miami. Call us for a complimentary consultation today at 954-709-3982!

Wind Damage Claims

5 Hurricane Season Prep Tips to Help Get Ready for Storms & Avoid Wind Damage Insurance Claims

Damaging wind and rains from hurricanes result in many claims each year. Be prepared this season to help reduce impact from devastating storms. Here are 5 hurricane season prep tips to help you avoid wind damage insurance claims.

1. Protect Your Home to Help Avoid Wind Damage Insurance Claims

Take steps to minimize wind damage insurance claims by making a few changes outdoors. When hurricane winds blow, gravel and rock used in landscaping can cause extensive damage. So, switch to lighter materials like mulch. Trim trees, and remove dead ones that may fall on homes or vehicles when the winds blow. Replace doors and windows with hurricane-proof materials whenever possible.

2. Plan Your Hurricane Evacuation Route

Knowing your route ahead of time and the locations of hurricane shelters make it much easier when the need arises. Be prepared.

3. Update Your Documentation

Keep records of your personal property, including receipts and pictures. If you’ve added any new purchases since you last made a list, be sure to add it. A detailed inventory makes it easier to file in the event of mold and wind damage insurance claims.

4. Gather Repair Materials and Tools

You’ll minimize loss by having the right materials on hand to limit further damage. Keep things like heavy tarps, plywood, hammers, wrenches, and other basic tools. 

Being able to add a tarp or make basic repairs as soon as it is safe can help keep more damage from occurring, especially water damage and mold damage. Your policy may even require you to take these steps right after a storm.

5. Brush Up on Your Insurance Policy

Have you read through your insurance policy lately? Make sure you understand it, especially your obligations after a loss. Also, be sure your coverage is adequate to repair or replace your belongings and your home or business after an event. 

Should you need a place to stay, does your insurance cover that as well? Now’s the time to read up on all the details, make changes if needed, and be prepared.

Need Help With Hurricane / Wind Damage Insurance Claims?

Hire a public adjuster to help you resolve claims quickly and effectively. The public adjusters at Darryl Davis and Associates work on your side to handle your claim. With professional industry experience, we’ve helped many home and business owners maximize their payout, and we’re ready to help you with single family home claims, condo claims, or other concerns. Call us today for a complimentary consultation at 954-709-3982!

Public Adjusters Fort Myers

What’s the Difference Between an Independent Adjuster and a Public Adjuster Near Fort Myers?

If you’ve made an insurance claim and nothing seems to be happening, or you need to make a claim but don’t know where to start, you need a public adjuster near Fort Myers. Your public adjuster will help handle everything from start to finish. This is not to be confused with an independent adjuster, as they are very different from each other. So, just what exactly is an independent adjuster, and what is a public adjuster?

What Exactly Does a Public Adjuster Near Fort Myers Do?

A public adjuster is hired by the policyholder and works solely for them. They handle everything, including negotiating how much you’ll get out of your claim. If you’ve recently made an insurance claim, they will walk you through the rest of the process. If you have a claim that needs to be made, they will help you get everything ready and they will help settle your claim.

Public adjusters are hired directly by the policyholder, not by the insurance company or a third party. They are there to help you 100% to make your claims process fair and quick. They will help you document, file, and prepare everything you need for the maximum benefit.  

Okay, So What Is an Independent Adjuster?

An independent adjuster helps settle the claim for the insurance company. They are not hired directly by the insurer, as they work for a third party. This means that your insurance company has hired someone to do the work on their behalf. Basically, they do the same thing as a public adjuster, but for the opposite party. Independent adjusters cannot be hired by the insured party. 

I Have a Claim. Do I Need a Public Adjuster?

A public adjuster near Fort Myers can help you get the results you need from your claim. They will work to get the most out of the insurance company as quickly as possible. They will review your policy and see what needs to be done. Contact us today at 954-709-3982 for a consultation with one of our public adjusters and get on track to getting what you deserve out of your claim.

Homeowners Insurance Claim Tampa

4 Tips for Avoiding Common Summertime Homeowners Insurance Claims in Tampa

Florida enjoys beautiful weather year-round, so it’s key to watch out for these common issues all year long. Summertime though draws us to enjoy the outdoors even more, so be especially vigilant this time of year. Here are some tips to stay safe this summer and avoid common summertime homeowners insurance claims in Tampa.

1. Be Safe With Outdoor Kitchens and Grills to Help Avoid Homeowners Insurance Claims in Tampa

When choosing an outdoor cooking spot, be sure to keep flames away from flammables like outdoor curtains, furniture, and more. Equip your cooking space with a working fire extinguisher. And if you’re using charcoal, be sure to extinguish it when you’re finished cooking. Just like indoors, never leave your cooking food unattended. Be aware of kids and pets, and make sure everyone stays a safe distance away while you’re cooking and until the grill or outdoor oven cools down.

2. Enjoy Your Firepit Safely If You Want to Brave a Fire in the Florida Heat

Gathering around an outdoor fire brings families and friends together. Again, be sure you’re enjoying the fire safely and watching children and pets. Never leave a fire unattended, and extinguish it completely when you are done. Keep a fire extinguisher on hand. Remember, sugar burns hot, so watch kids closely while making S’mores. 

3. Be Safe on the Boat

With many enjoying the water, it’s important to ensure your boat is safe and be aware of all the other boaters around you, too. Boating accidents happen, and drowning is the most common cause of death because many do not wear life jackets. Stay safe on your boat and avoid boating insurance claims in Tampa.

  • Make sure everyone wears a lifejacket.
  • Learn about boating safety.
  • Ensure your boat is in proper working order.

4. Learn About Pool Safety

Pools require extra vigilance. Home drownings are common. It’s imperative to lock your gate around your pool at all times to keep people safe, especially children who may seek the pool or accidentally fall in. Keep safety floatation devices easily accessible, and be sure everyone you invite to enjoy your pool knows how to swim.

Need Help With Homeowners Insurance Claims in Tampa?

Accidents happen, even with our best intentions and precautions. At Darryl Davis and Associates, we understand the stress of dealing with insurance claims and work hard to help you during this time. Hiring a residential public adjuster gives you a professional on your side to handle all aspects of your claim. For a free consultation, call us today at 954-709-3982.

Commercial Building Insurance Claim Palm Beach

Commercial Building Insurance Claims in West Palm Beach – Are You Covered?

If you own a commercial building, making sure the property stays in business is always a priority. Damages that keep business from running as usual are expensive and detrimental. In the event of commercial building insurance claims in West Palm Beach, it’s important to have the right coverage. Here are some things to consider about commercial building insurance.

Make Sure Costs of Working Are Covered

In the event of loss of use, does your insurance plan allow your business to continue running? If the business can’t run due to building damage and you need to set up in another location, make sure your policy covers the costs necessary.

Insure the Commercial Building AND Exterior Assets

Of course you want your policy to cover the physical building, but also consider fences, outbuildings, parking, signage, and more. Be sure your policy covers your entire property – building and all exterior assets – so that in the event of a commercial building insurance claim, you’ve got the coverage you need to get the property up and running again.

Adequate Coverage of the Contents Is Essential

Talk to your insurance provider to understand the coverage of the contents of the commercial building. Any claims should cover the entire contents including furnishing, build outs, technology, products, and potentially even assets not located on the physical property. 

Don’t Forget to Add Flood Coverage, So Commercial Building Insurance Claims Are Covered in the Event of Water Damage

For flooding due to storms, high waters or busted pipes, be sure your policy has the proper flood coverage. Not all policies cover flooding specifically, so before you need to file a commercial building insurance claim in West Palm Beach, make sure you have adequate insurance to cover water damages.

Hire a Public Adjuster

Navigating the claims process is complicated, especially when you’re trying to keep your business going after a loss. Hiring a public adjuster means having a pro on your side to handle all aspects of your commercial building claim. A public adjuster gets your claim paid faster and typically means you’ll get more resources to get the business back up and running.

Need Help with Commercial Building Insurance Claims in West Palm Beach?

Call the professional public adjusters at Darryl Davis and Associates. If you need assistance with commercial building insurance claims in West Palm Beach, call us for a free consultation today at 954-709-3982.