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Commercial Building Insurance Claim Tampa

When to Contact a Public Adjuster for Your Commercial Building Insurance Claims in Tampa

When disaster strikes your commercial building, do you have the time and expertise to get the most out of your claim? While you can go it alone, a public adjuster helps navigate the complicated process of commercial building claims. You’ll get faster and more complete compensation, while you focus on your business. Here’s when to hire a public adjuster (PA) for your commercial building insurance claims in Tampa.

Get Help With Your Commercial Building Insurance Claims in Tampa When Business Cannot Continue

If the building is unusable and business is disrupted, you may be entitled to a payout from your business interruption insurance. Getting it paid though can be tricky. Hire a public adjuster to help make the claim properly, so you get income and expenses paid.

You Need to Get Your Commercial Business Back Up and Running Quickly

Hiring a PA typically speeds up the claims process and results in better compensation, so you can get your business running smoothlyagain.

You Need to Dispute a Low Offer

Insurance companies sometimes offer compensation that is too low, but hiring a public adjuster helps dispute the low offer to seek better compensation. A public adjuster is an industry professional that knows how to provide the proper documentation and dispute low offers.

You Need an Independent Investigation

If you need an investigation, a PA helps facilitate it, as well as prepare you to talk to your insurance company. Your public adjuster helps determine issues ahead of time so you’ll have the answers you need.

You Want Assistance With Negotiations for Your Commercial Building Insurance Claims in Tampa

A PA is equipped with the knowledge you need to get the most out of negotiations efforts. They can identify complicated coverage issues and assist with claims for other, less obvious damages like those from smoke and mold. 

Hire a Professional Public Adjuster to Help Your Claim Go Quickly and Smoothly

When you’re faced with complicated commercial building insurance claims in Tampa, the public adjusters at Darryl Davis and Associates are here for you. Don’t go it alone. We have the years of experience you need to get the most out of your claim and get the compensation you deserve. Call us today for a free consultation at 954-709-3982.

Major Plumbing Damage Insurance Claim Miami

Your Quick Guide to Major Plumbing Damage Insurance Claims in Miami

Water damage and the mold growth resulting from it are major causes of insurance claims. Make sure you have insurance policies in place that cover water damage from plumbing issues, so you’ll be covered in the event of a disaster. Here’s a quick guide to major plumbing damage insurance claims in Miami.

Common Causes of Plumbing Damage

Your insurance covers different kinds of water damage, depending on where the damaging water comes from, so be sure your policy covers all types. Plumbing damage occurs when water is accidentally leaked within the home from an overflow or a busted pipe. It can also come from problems outside the home, like a backed-up sewer system.

What to Do If You Need to File Major Plumbing Damage Insurance Claims in Miami

As soon as possible, contact your insurance company to let them know about the damage. Do what you can to prevent further destruction, such as hiring a water damage remediation company to help prevent further damage and do clean up. Take pictures, and make a list of all the items damaged from the water. Work with your insurance company to file a claim. Be sure to save receipts.

Be Prepared

Understand your insurance policy ahead of time. Keep a copy of the policy on hand, so you can refer to it as needed. Always keep a detailed inventory of your belongings as well as receipts.

Hire A Public Adjuster for Your Major Plumbing Damage Insurance Claims in Miami

Plumbing damage insurance claims in Miami can be tricky, because not all types of damages are covered. Get your questions answered and get assistance from a public adjuster (PA), an industry professional who knows the ins and outs of insurance claims to help you get faster and more complete compensation for your loss.

At Darryl Davis and Associates, we handle your claim and stay in contact with you and your insurance company to be sure all aspects of the claim are handled properly. Our experienced public adjusters are ready to help you get the most out of your plumbing damage insurance claims in Miami. Call us for a complimentary consultation today at 954-709-3982!

Wind Damage Claims

5 Hurricane Season Prep Tips to Help Get Ready for Storms & Avoid Wind Damage Insurance Claims

Damaging wind and rains from hurricanes result in many claims each year. Be prepared this season to help reduce impact from devastating storms. Here are 5 hurricane season prep tips to help you avoid wind damage insurance claims.

1. Protect Your Home to Help Avoid Wind Damage Insurance Claims

Take steps to minimize wind damage insurance claims by making a few changes outdoors. When hurricane winds blow, gravel and rock used in landscaping can cause extensive damage. So, switch to lighter materials like mulch. Trim trees, and remove dead ones that may fall on homes or vehicles when the winds blow. Replace doors and windows with hurricane-proof materials whenever possible.

2. Plan Your Hurricane Evacuation Route

Knowing your route ahead of time and the locations of hurricane shelters make it much easier when the need arises. Be prepared.

3. Update Your Documentation

Keep records of your personal property, including receipts and pictures. If you’ve added any new purchases since you last made a list, be sure to add it. A detailed inventory makes it easier to file in the event of mold and wind damage insurance claims.

4. Gather Repair Materials and Tools

You’ll minimize loss by having the right materials on hand to limit further damage. Keep things like heavy tarps, plywood, hammers, wrenches, and other basic tools. 

Being able to add a tarp or make basic repairs as soon as it is safe can help keep more damage from occurring, especially water damage and mold damage. Your policy may even require you to take these steps right after a storm.

5. Brush Up on Your Insurance Policy

Have you read through your insurance policy lately? Make sure you understand it, especially your obligations after a loss. Also, be sure your coverage is adequate to repair or replace your belongings and your home or business after an event. 

Should you need a place to stay, does your insurance cover that as well? Now’s the time to read up on all the details, make changes if needed, and be prepared.

Need Help With Hurricane / Wind Damage Insurance Claims?

Hire a public adjuster to help you resolve claims quickly and effectively. The public adjusters at Darryl Davis and Associates work on your side to handle your claim. With professional industry experience, we’ve helped many home and business owners maximize their payout, and we’re ready to help you with single family home claims, condo claims, or other concerns. Call us today for a complimentary consultation at 954-709-3982!

Public Adjusters Fort Myers

What’s the Difference Between an Independent Adjuster and a Public Adjuster Near Fort Myers?

If you’ve made an insurance claim and nothing seems to be happening, or you need to make a claim but don’t know where to start, you need a public adjuster near Fort Myers. Your public adjuster will help handle everything from start to finish. This is not to be confused with an independent adjuster, as they are very different from each other. So, just what exactly is an independent adjuster, and what is a public adjuster?

What Exactly Does a Public Adjuster Near Fort Myers Do?

A public adjuster is hired by the policyholder and works solely for them. They handle everything, including negotiating how much you’ll get out of your claim. If you’ve recently made an insurance claim, they will walk you through the rest of the process. If you have a claim that needs to be made, they will help you get everything ready and they will help settle your claim.

Public adjusters are hired directly by the policyholder, not by the insurance company or a third party. They are there to help you 100% to make your claims process fair and quick. They will help you document, file, and prepare everything you need for the maximum benefit.  

Okay, So What Is an Independent Adjuster?

An independent adjuster helps settle the claim for the insurance company. They are not hired directly by the insurer, as they work for a third party. This means that your insurance company has hired someone to do the work on their behalf. Basically, they do the same thing as a public adjuster, but for the opposite party. Independent adjusters cannot be hired by the insured party. 

I Have a Claim. Do I Need a Public Adjuster?

A public adjuster near Fort Myers can help you get the results you need from your claim. They will work to get the most out of the insurance company as quickly as possible. They will review your policy and see what needs to be done. Contact us today at 954-709-3982 for a consultation with one of our public adjusters and get on track to getting what you deserve out of your claim.

Homeowners Insurance Claim Tampa

4 Tips for Avoiding Common Summertime Homeowners Insurance Claims in Tampa

Florida enjoys beautiful weather year-round, so it’s key to watch out for these common issues all year long. Summertime though draws us to enjoy the outdoors even more, so be especially vigilant this time of year. Here are some tips to stay safe this summer and avoid common summertime homeowners insurance claims in Tampa.

1. Be Safe With Outdoor Kitchens and Grills to Help Avoid Homeowners Insurance Claims in Tampa

When choosing an outdoor cooking spot, be sure to keep flames away from flammables like outdoor curtains, furniture, and more. Equip your cooking space with a working fire extinguisher. And if you’re using charcoal, be sure to extinguish it when you’re finished cooking. Just like indoors, never leave your cooking food unattended. Be aware of kids and pets, and make sure everyone stays a safe distance away while you’re cooking and until the grill or outdoor oven cools down.

2. Enjoy Your Firepit Safely If You Want to Brave a Fire in the Florida Heat

Gathering around an outdoor fire brings families and friends together. Again, be sure you’re enjoying the fire safely and watching children and pets. Never leave a fire unattended, and extinguish it completely when you are done. Keep a fire extinguisher on hand. Remember, sugar burns hot, so watch kids closely while making S’mores. 

3. Be Safe on the Boat

With many enjoying the water, it’s important to ensure your boat is safe and be aware of all the other boaters around you, too. Boating accidents happen, and drowning is the most common cause of death because many do not wear life jackets. Stay safe on your boat and avoid boating insurance claims in Tampa.

  • Make sure everyone wears a lifejacket.
  • Learn about boating safety.
  • Ensure your boat is in proper working order.

4. Learn About Pool Safety

Pools require extra vigilance. Home drownings are common. It’s imperative to lock your gate around your pool at all times to keep people safe, especially children who may seek the pool or accidentally fall in. Keep safety floatation devices easily accessible, and be sure everyone you invite to enjoy your pool knows how to swim.

Need Help With Homeowners Insurance Claims in Tampa?

Accidents happen, even with our best intentions and precautions. At Darryl Davis and Associates, we understand the stress of dealing with insurance claims and work hard to help you during this time. Hiring a residential public adjuster gives you a professional on your side to handle all aspects of your claim. For a free consultation, call us today at 954-709-3982.