Blog - Page 11 of 29 - Darryl Davis
Flood Damage Insurance Claim in Tampa

Will Your Flood Damage Insurance Claim in Tampa Be Paid?

Flood damage is often an unfortunate part of living in Florida. This hardship can be made even worse if your insurance carrier refuses to cover the damage. So, how can you make payment from your insurance claim more likely? Here’s what factors into the likelihood your flood damage insurance claim in Tampa is paid.

The Details of Your Policy Indicate Whether Your Flood Damage Insurance Claim in Tampa Will Be Covered

Your insurance policy is the biggest variable when it comes to whether you have a legitimate claim. First, flooding is usually only covered if your policy has added flood insurance. Many homeowners are surprised to learn that they didn’t have the proper coverage before a major event like water damage, so be sure to review your policy before disaster strikes.

Make Sure to Prepare Proper Documentation

It is very important to document any damage as soon as you can. Make a list of your belongings before any damage occurs, so you have a record. If something happens, take more photos and videos, and make notes about everything that was affected.  

Negotiation Is Key

Flood damage insurance claims can be an ongoing process. While this can be annoying, the process also leaves room for you to negotiate. After your insurance company gives you the first settlement, you can dispute any issues you see. In some cases, more damages such as mold may occur later if the water is not properly cleaned up, and this can make you eligible for additional compensation. 

A public adjuster will make things much easier for you when it comes to negotiation. They know the ins and outs of the insurance business, and they can use that knowledge to help you quickly get the money you deserve. 

Your Flood Damage Insurance Claim in Tampa Is in Good Hands With Darryl Davis & Associates!

Darryl and team are here to help you with your flood damage insurance claim in Tampa. Make an appointment with us by calling 954-709-3982 as soon as possible. We offer risk analysis too, giving homeowners peace of mind to ensure they have the right policies in place before a hurricane, water leak, or other major destructive event.

Risk Analysis Public Adjuster

What Is a Risk Analysis From a Public Adjuster?

Taking care of your home or business requires that you consider countless variables. Luckily, there are people who are specially trained to help you assess the risks of your building being damaged by a major event such as a fire, plumbing issues, or hurricane. So, what exactly is risk analysis from a public adjuster? Read on to learn more!

What Is Risk Analysis?

Risk analysis is an essential part of managing your business or home. It determines the likelihood of various negative events that can impact your business or home. The overall goal is to make sure that the most likely events are factored into the action of your company and home life, as well as the way that insurance should cover your assets. 

Risk analysis is used to determine the best way to manage that risk. You can manage risks by improving areas of efficiency and safety for your company and home. If your risk analysis shows that you need more protection from hurricanes, you may need to install new hurricane windows or take other precautions. 

How Does a Public Adjuster Perform a Risk Analysis?

A public adjuster looks at several factors that commonly affect homes or businesses such as fires, hurricanes, and other natural disasters. They also look at any particular issues that you may encounter to give suggestions such as making upgrades and repairs to the insured property. 

Since a public adjuster works independently from an insurance company, their risk assessment is done without the bias that someone employed by an insurance company may bring. At the end of the day, someone who works for the insurance company is going to work hard to save the insurance company money. 

Before Disaster Strikes, Contact Us for a Comprehensive Risk Analysis to Ensure You’re Properly Covered!

If you want to find out exactly what you’re unprepared, underprepared, or prepared for so you’re not caught off guard when you file an insurance claim for flooding, mold, wind, or other damage, our team is here to help! At Davis & Associates, we are experts in providing useful analysis and other services for our clients. Book your appointment with us by calling 954-709-3982 today!

Public Adjuster Florida

Can a Public Adjuster in South Florida Help Me With an Insurance Claim?

Most people do not enjoy dealing with the intricacies of an insurance claim by themselves. You likely want to know if a public adjuster in South Florida can help you with your insurance claim. Here’s what you need to know! 

What Is a Public Adjuster?

A public adjuster is an independent operator who can help with an insurance claim, working for and hired by the claimant. Unlike an adjuster sent from your insurance company, a public adjuster is not going to put the needs of an insurance company before your needs. They can assess the damage to your property and see how that damage affects the needed repairs.

A public adjuster is an expert in the insurance process, and this means that they can make that process smoother and faster. They can take care of the entire process of filing your claim, or they can assist you as you prepare your own claim. They are especially great to work with if you need to make a claim for a large amount of damage. 

Public adjusters charge a percentage of the settlement that you receive from an insurance company. The most they can charge is about 20% of the total, though they may charge a lower percentage.  

Can a Public Adjuster in South Florida Help With an Insurance Claim?

Yes! There are no restrictions about using a public adjuster to help with your insurance claim in the state of Florida. They can help you organize your documentation, file your claim, and make sure that you receive your money in a timely manner. They can also help you with any disputes you need to file if your claim is rejected. 

Darryl Davis and Team Are Here When You Need a Public Adjuster in South Florida

For the best public adjuster in South Florida for your wind damage claim, fire damage claim, or other claim, choose Davis & Associates! Our experts are here to walk you through the process and provide you with the help you need during this time. Give us a call at 954-709-3982 to make your appointment today!

Public Adjuster in Florida

What Is a Public Adjuster in Florida?

So, you’re having issues with your insurance claim and heard a public adjuster in Florida may be helpful. What exactly does a public adjuster in Florida do? This is a perfectly understandable question if you are new to insurance claims. Here is everything you need to know about public adjusters and what they do.

So, What Is a Public Adjuster in Florida?

A public adjuster is someone who operates independently from an insurance company. As a policyholder, you can hire a public adjuster to work on your behalf to settle an insurance claim. They make sure that you receive as much money as you can possibly receive under your insurance policy. 

Your insurance company will provide you with your own adjuster. However, since that adjuster is affiliated with your insurance company, they may not get you as much money as a public adjuster, who is not affiliated with your insurance company.

When Do I Need a Public Adjuster?

If you encounter damage to your residential or commercial property that is covered by your insurance company, you need to file a claim. In that claim, you will need to describe the extent of the damage and the amount that damage is worth. 

To figure out how much the damage is worth, it is useful to have an adjuster do the calculations. This is because they understand how to properly assess a property and assess how much it will cost to repair the damage. 

There are a few times when it is a particularly good time to hire a public adjuster. For example, a public adjuster is useful if you do not have a lot of spare time to spend on your claim, when the damage to your property is severe, and when you have a previous bad experience with an insurance company adjuster.

Need a Public Adjuster in Florida? We Are Only a Phone Call Away!

If you need to hire a public adjuster in Florida, contact Darryl Davis & Associates. We work hard to make sure our clients get what they need during the insurance claim process.  Make an appointment today by calling 954-709-3982.

Ask a Public Adjuster in Orlando

Why Hire DDavis & Associates, Public Adjusters Near Orlando

Dealing with your insurance company can be much easier if you have a public adjuster to help. But, finding the right one can be difficult if you do not know where to look. Read on to learn why you should hire DDavis & Associates if you are looking for public adjusters near Orlando.

Our Team Works For You

Rather than relying on assessments from the insurance company, why not receive assessments of damage from someone who works for you? Insurance companies often try to pay property owners the least amount possible. 

With a public adjuster, you have someone who can advocate for you during the insurance claim process. This advocacy makes you more likely to get the compensation you are entitled to. And that’s exactly what we do – advocate for you!

Our Public Adjusters Near Orlando Have Years of Experience

With the combined experience of all of our associates, we have decades of experience in the field of public adjustment. This experience has allowed us to develop the skills necessary to help clients in a range of situations. 

We understand the insurance industry from all angles, and we use that knowledge to help our clients. We are all licensed, bonded, and very professional.

Our Knowledge Spans Many Areas

Thanks to our experience and training, we have knowledge of many types of insurance claims. This knowledge can improve your claim’s success whether it is for a commercial or residential property. We are experts in assessing property damage that is the result of fires, floods, hurricanes, mold, and plumbing. 

We Are Passionate

Our whole team is passionate about what we do. As a result, we are deeply committed to making sure that every client gets the help they need. We also know that this can be a difficult time for our clients, and we want to make everything easy for you. Our goal is to make sure that you receive proper compensation from your insurance company. 

DDavis & Associates Offers the Best Public Adjusters Near Orlando

You should hire Darryl Davis if you are looking for public adjusters near Orlando who care about their clients and who will work to make sure you get what you need. We help with a variety of issues, and we look forward to helping you with yours. Call 954-709-3982 to make your appointment with us now!