Condo Insurance Claims Archives - Page 2 of 2 - Darryl Davis
  • Darryl Davis Public Adjustor
  • Talk To Expert : (954) 709-3982

Category Archives: Condo Insurance Claims

Public Adjuster Miami FL

How to Find a Good Public Adjuster in Miami After a House Fire

After disaster strikes and your home is damaged or destroyed by a house fire, the best thing you can do after calling your insurance company is to contact a public adjuster. While filing a claim will automatically mean that you are assigned a claims adjuster, they will be working for the insurance company. A public adjuster in Miami works for you to help ensure that you receive the settlement you’re entitled to.

What to Look for in a Public Adjuster in Miami

After you decide to hire a PA, here’s what you need to know about finding the best one.

Ask about licensing. The State of Florida requires public adjusters to be licensed to legally perform their job duties. This helps protect consumers by ensuring that PAs are properly bonded. Public adjusters must pass an exam to be licensed. This is to protect their customers against any issues that could arise from lack of knowledge.

Look for experience and reputation. When calling a public adjuster, ask about their relevant experience specific to house fires. Search online for reviews on Google, Facebook, Yelp, Angie’s List, and other sites to see what customers are saying about working with local PAs.

Inquire about fees and contract. A reputable PA is upfront and honest about all fees you may incur for their services. Ask if they provide you with a written contract to help protect you as the homeowner against any unforeseen issues. Check with other local PAs to ensure the fee is reasonable and competitive based on your insurance claim.

You’re Entitled to Hire a Public Adjuster for Your Fire Damage Claim

Oftentimes, people are unaware that they can hire their own public adjuster (PA) to represent them during the claims process after fire damage to the home. This is quite unfortunately, as homeowners with a public adjuster advocating on their behalf typically receive higher payments and quicker settlements. PAs have a full understanding of the complexity of insurance claims, as well as the complexities of estimating repair / rebuild costs. Put the best public adjuster in Miami to work for you by calling us today at 954-709-3982.

Public Adjuster in Naples FL

When Should You Contact a Public Adjuster in Naples

When you file an insurance claim after flood damage or other disaster and you’re asked to estimate the cost, do you really know the full value of everything? Sure, you have receipts for your TV, entertainment center, couches, etc. But what about the expenses to replace the flooring and walls? Insulation? Structural damage? A public adjuster in Naples can help ensure you get the actual cost to rebuild just right.

A public adjuster (PA) helps you navigate the insurance claims process after loss from damage. PAs help you better understand your coverage, conditions of your claim, and other aspects of the process that may be complicated or confusing, especially after you’ve suffered a loss. They act as your representative, similar to the way the claims adjuster acts on behalf of the insurance company.

You should hire a public adjuster when filing an insurance claim for any of the following:

Fire Damage

Flood Damage

Hurricane or High Wind Damage

Plumbing Damage

Mold

You can also hire a public adjuster in Naples BEFORE disaster strikes.

It’s always better to be prepared. That is especially true when it comes to insurance claims. You may think you’re properly protected – until your claim is denied.

A public adjuster can review your current policy and let you know of any gaps in coverage there may be that would be financially catastrophic if a disaster such as a fire or flood were to happen. Many policyholders are unfortunately caught off guard when filing a claim. But you don’t have to be. With a risk analysis from a public adjuster, you can avoid worry of being underinsured.

Anyone who is insured can benefit from hiring a public adjuster when filing a claim.

Not only can homeowners benefit from the services of a PA, but so can owners of condos, yachts, and trailers. Public adjusters work with any policyholders who need to file a claim and want to receive maximum compensation as quickly as possible.

In addition to residential and boat services, PAs often work with commercial property owners. People who own office building, retail space, and / or industrial structures can benefit from having a public adjuster on their side.