Residential Insurance Claims Archives - Darryl Davis
  • Darryl Davis Public Adjustor
  • Talk To Expert : (954) 709-3982

Category Archives: Residential Insurance Claims

Public Adjuster West Palm Beach FL

When to Hire a Public Adjuster in West Palm Beach

Insurance adjusters work to evaluate the extent of damage after a devastating event has led to a filed insurance claim for damage from winds, hurricanes, fires, and more. The insurance company will send their own adjuster out to investigate the damages to help determine the amount the company offers on your claim. A public adjuster is West Palm Beach can be hired by the policyholder (you) to work on your behalf and in your best interest, so you get the best possible compensation for your loss.

When to Hire a Public Adjuster in West Palm Beach

Anyone filing an insurance claim should also consider hiring their own public adjuster (PA), especially if the claim amount is high. The insurance company’s adjuster works in the best interest of the company, while the adjuster you hire will work in your best interest.

What a Public Adjuster Does

Public adjusters are professionals. They have prior experience in the industry and use their knowledge to handle the complicated process of evaluating damages and completing initial and supplementary claims for the policyholder. Expertise in insurance policies and in the details of handling all aspects of a claim is used to achieve the best compensation for their client. 

Why Hire a PA

Often, the policyholder will overlook costs in their calculations. Hiring a PA means that the adjuster attends to the details for you and completes an accurate and detailed claim covering all losses and expenses related to the losses. 

Choosing the Right Public Adjuster in West Palm Beach

Seek out an experienced public adjuster . Look at the types of claims they work, how long they have practiced, and their individual background. Most of the time, these details can be found on their company website. Read reviews on the adjusters you are considering, and also ask friends and family for referrals.

If you need representation for your insurance claim and are looking for a public adjuster in West Palm Beach, Darryl Davis and Associates have the experience and professional expertise you need to get the most out of your claim. Schedule a free consultation with Darryl Davis, Public Adjuster by calling 954-709-3982 today!

Public Adjuster Miami FL

How to Find a Good Public Adjuster in Miami After a House Fire

After disaster strikes and your home is damaged or destroyed by a house fire, the best thing you can do after calling your insurance company is to contact a public adjuster. While filing a claim will automatically mean that you are assigned a claims adjuster, they will be working for the insurance company. A public adjuster in Miami works for you to help ensure that you receive the settlement you’re entitled to.

What to Look for in a Public Adjuster in Miami

After you decide to hire a PA, here’s what you need to know about finding the best one.

Ask about licensing. The State of Florida requires public adjusters to be licensed to legally perform their job duties. This helps protect consumers by ensuring that PAs are properly bonded. Public adjusters must pass an exam to be licensed. This is to protect their customers against any issues that could arise from lack of knowledge.

Look for experience and reputation. When calling a public adjuster, ask about their relevant experience specific to house fires. Search online for reviews on Google, Facebook, Yelp, Angie’s List, and other sites to see what customers are saying about working with local PAs.

Inquire about fees and contract. A reputable PA is upfront and honest about all fees you may incur for their services. Ask if they provide you with a written contract to help protect you as the homeowner against any unforeseen issues. Check with other local PAs to ensure the fee is reasonable and competitive based on your insurance claim.

You’re Entitled to Hire a Public Adjuster for Your Fire Damage Claim

Oftentimes, people are unaware that they can hire their own public adjuster (PA) to represent them during the claims process after fire damage to the home. This is quite unfortunately, as homeowners with a public adjuster advocating on their behalf typically receive higher payments and quicker settlements. PAs have a full understanding of the complexity of insurance claims, as well as the complexities of estimating repair / rebuild costs. Put the best public adjuster in Miami to work for you by calling us today at 954-709-3982.

Public Adjuster in Naples FL

When Should You Contact a Public Adjuster in Naples

When you file an insurance claim after flood damage or other disaster and you’re asked to estimate the cost, do you really know the full value of everything? Sure, you have receipts for your TV, entertainment center, couches, etc. But what about the expenses to replace the flooring and walls? Insulation? Structural damage? A public adjuster in Naples can help ensure you get the actual cost to rebuild just right.

A public adjuster (PA) helps you navigate the insurance claims process after loss from damage. PAs help you better understand your coverage, conditions of your claim, and other aspects of the process that may be complicated or confusing, especially after you’ve suffered a loss. They act as your representative, similar to the way the claims adjuster acts on behalf of the insurance company.

You should hire a public adjuster when filing an insurance claim for any of the following:

Fire Damage

Flood Damage

Hurricane or High Wind Damage

Plumbing Damage


You can also hire a public adjuster in Naples BEFORE disaster strikes.

It’s always better to be prepared. That is especially true when it comes to insurance claims. You may think you’re properly protected – until your claim is denied.

A public adjuster can review your current policy and let you know of any gaps in coverage there may be that would be financially catastrophic if a disaster such as a fire or flood were to happen. Many policyholders are unfortunately caught off guard when filing a claim. But you don’t have to be. With a risk analysis from a public adjuster, you can avoid worry of being underinsured.

Anyone who is insured can benefit from hiring a public adjuster when filing a claim.

Not only can homeowners benefit from the services of a PA, but so can owners of condos, yachts, and trailers. Public adjusters work with any policyholders who need to file a claim and want to receive maximum compensation as quickly as possible.

In addition to residential and boat services, PAs often work with commercial property owners. People who own office building, retail space, and / or industrial structures can benefit from having a public adjuster on their side.

Public Adjuster in Fort Meyers

What Is the Difference Between an Independent Adjuster and Public Adjuster in Fort Meyers?

Have you started the claims process on your insurance policy after damage? After you file an insurance claim, an adjuster is automatically assigned to you. There are different types of adjusters, including both independent and public adjusters. But what is the difference in the two? What does an independent adjuster do that a public adjuster in Fort Meyers doesn’t, and vice versa?

Let’s take a look at the difference between an independent and a public adjuster in Fort Meyers.

An Independent Adjuster Looks Out Only for the Insurance Company

Independent claims adjusters are either employed or contracted by the company to represent them. Independent adjusters evaluate and adjust your claim on behalf on the business and are not necessarily looking out for your best interest. They are beholden only to the insurance company with whom you filed your claim.

A Public Adjuster in Fort Meyers Is an Advocate for Policyholders

Public adjusters (PAs) are hired by and work directly on behalf of the person filing the claim. While you do pay out of pocket for public adjuster services, they don’t get paid unless you do. Typically, the fee is a very small percentage of your settlement, and with a PA your settlement is usually larger than what you would get on your own. When you hire a PA, claims are often paid faster as well.

Public adjusters can work with homeowners filing claims to repair damage from any of the following:

You Should hire a Public Adjuster When Filing a Claim as a Policyholder

Insurance companies have someone on their side to make sure they get the best deal. You should too! If you’re filing a claim on your homeowner’s policy, you should call a public adjuster who will fight for you.

A great public adjuster in Fort Meyers will help you navigate the complicated claims process. They can document all of your losses, file and expedite your claim, ensure that your settlement is fair, maximize your payment amount, and offer other assistance through the process. Let them handle the paperwork and other tedious concerns while you focus on rebuilding.


What Does a Public Adjuster in Tampa Do?

While you may have heard of a public adjuster before, you may not be aware of everything they do. A public adjuster in Tampa is an advocate for insurance policy holders when they to file a claim. They are licensed insurance professionals who work with the insurance company’s claims adjuster. Public adjusters often offer services that also include risk analysis. This assessment helps to identify and manage risks that could potentially weaken or destroy your home or business.

A public adjuster in Tampa helps property owners filing insurance claims to receive maximum reimbursement as quickly as possible.

Public adjusters work with homeowners.

If you own a home, condo, townhome, apartment, or other property, you can hire a public adjuster. South Florida residents in Tampa, West Palm Beach, Orlando, Naples, and other surrounding areas can benefit from a property adjuster (PA) on their side to help make your claims process much easier. If you experience any damage to your dwelling from fire, flooding, wind, hurricane, or other cause, it’s best to maximize your settlement and get it quickly with the help of a PA.

They also work with commercial property owners.

As a commercial property owner, insurance may be one of your larger expenses. Unfortunately, insurance companies love accepting your premiums but don’t like paying out money that property owners are entitled to when filing a claim.

PA can help defend your claim to the insurance company, proving the extent of your loss and helping ensure that you are properly compensated for it. Common claims a public adjuster can help a commercial property owner with include flooding, hurricane, fire, and mold damage.

Put a Tampa PA to work for you, and focus on rebuilding the new instead of dealing with your claims adjuster.

Tired of trying to navigate your way through the tricky claims process? Let one of our public adjusters in Tampa handle it for you. Having to file a claim is devastating enough. Don’t make it any harder by worrying about all the red tape! An adjuster may help you get almost 5000% more than what your payout would’ve been with them fighting for you.