Damaging wind and rains from hurricanes result in many claims each year. Be prepared this season to help reduce impact from devastating storms. Here are 5 hurricane season prep tips to help you avoid wind damage insurance claims.
1. Protect Your Home to Help Avoid Wind Damage Insurance Claims
Take steps to minimize wind damage insurance claims by making a few changes outdoors. When hurricane winds blow, gravel and rock used in landscaping can cause extensive damage. So, switch to lighter materials like mulch. Trim trees, and remove dead ones that may fall on homes or vehicles when the winds blow. Replace doors and windows with hurricane-proof materials whenever possible.
2. Plan Your Hurricane Evacuation Route
Knowing your route ahead of time and the locations of hurricane shelters make it much easier when the need arises. Be prepared.
3. Update Your Documentation
Keep records of your personal property, including receipts and pictures. If you’ve added any new purchases since you last made a list, be sure to add it. A detailed inventory makes it easier to file in the event of mold and wind damage insurance claims.
4. Gather Repair Materials and Tools
You’ll minimize loss by having the right materials on hand to limit further damage. Keep things like heavy tarps, plywood, hammers, wrenches, and other basic tools.
Being able to add a tarp or make basic repairs as soon as it is safe can help keep more damage from occurring, especially water damage and mold damage. Your policy may even require you to take these steps right after a storm.
5. Brush Up on Your Insurance Policy
Have you read through your insurance policy lately? Make sure you understand it, especially your obligations after a loss. Also, be sure your coverage is adequate to repair or replace your belongings and your home or business after an event.
Should you need a place to stay, does your insurance cover that as well? Now’s the time to read up on all the details, make changes if needed, and be prepared.
Need Help With Hurricane / Wind Damage Insurance Claims?
Hire a public adjuster to help you resolve claims quickly and effectively. The public adjusters at Darryl Davis and Associates work on your side to handle your claim. With professional industry experience, we’ve helped many home and business owners maximize their payout, and we’re ready to help you with single family home claims, condo claims, or other concerns. Call us today for a complimentary consultation at 954-709-3982!