When facing a fire damage insurance claim, if the property wasn’t a total loss, you probably have a lot of questions. Of course, you want to get fire or smoke damage repaired and personal property replaced as quickly as possible, but you don’t know much about the claims process. If you’re wondering if your fire damage insurance claim in Naples is likely to be paid, here are some things to keep in mind to increase likelihood of a quick and full payment.
When It’s Safe to Do So, Take Steps to Minimize Further Loss
When the fire is out and it’s safe, most policies require that you take steps if possible to make sure the property isn’t subjected to further damage. This may mean tarping areas exposed to the elements, boarding broken windows, and shutting off the water to prevent additional water damage, as well as other reasonable measures.
File Your Fire Damage Insurance Claim in Naples With Your Insurance Company Quickly
Reporting the loss quickly is key to getting your claim taken care of in a timely fashion. So, don’t wait – contact your insurance company as soon as possible to let them know of the fire damage.
Continue Paying Your Insurance Premiums
Skipping payments after your fire damage insurance claim in Naples is a mistake. Even though you may not be living in the home, continue paying the premiums to be sure you continue your coverage.
Consider a Professional Inspection to Uncover All Damages
A qualified inspector may find hidden damages from smoke, moisture, and mold. They know what to look for when inspecting your roof, foundation, windows and systems. Some damages may not be as obvious, but these professionals are trained to find warped windows that may let in moisture, damaged plumbing and more.
Hire a Public Adjuster
A public adjuster (PA) works on your side to navigate the claims process with your insurance company, so you’ll get the maximum payment as quickly as possible. Using their industry expertise, they help ensure the process goes smoothly and that you’re paid on time to the fullest amount you deserve.
Get Professional Assistance for Your Fire Damage Insurance Claim in Naples Today
At Darryl Davis and Associates, our team of public adjusters serving Naples has the experience you need to guide you through the claims process. We’ve helped many home owners during this stressful time and work hard for you! Call us today at 954-709-3982 for a consultation with one of our PAs in South Florida!