Blog - Page 4 of 21 - Darryl Davis
Public Adjuster in Florida

What Is a Public Adjuster in Florida?

So, you’re having issues with your insurance claim and heard a public adjuster in Florida may be helpful. What exactly does a public adjuster in Florida do? This is a perfectly understandable question if you are new to insurance claims. Here is everything you need to know about public adjusters and what they do.

So, What Is a Public Adjuster in Florida?

A public adjuster is someone who operates independently from an insurance company. As a policyholder, you can hire a public adjuster to work on your behalf to settle an insurance claim. They make sure that you receive as much money as you can possibly receive under your insurance policy. 

Your insurance company will provide you with your own adjuster. However, since that adjuster is affiliated with your insurance company, they may not get you as much money as a public adjuster, who is not affiliated with your insurance company.

When Do I Need a Public Adjuster?

If you encounter damage to your residential or commercial property that is covered by your insurance company, you need to file a claim. In that claim, you will need to describe the extent of the damage and the amount that damage is worth. 

To figure out how much the damage is worth, it is useful to have an adjuster do the calculations. This is because they understand how to properly assess a property and assess how much it will cost to repair the damage. 

There are a few times when it is a particularly good time to hire a public adjuster. For example, a public adjuster is useful if you do not have a lot of spare time to spend on your claim, when the damage to your property is severe, and when you have a previous bad experience with an insurance company adjuster.

Need a Public Adjuster in Florida? We Are Only a Phone Call Away!

If you need to hire a public adjuster in Florida, contact Darryl Davis & Associates. We work hard to make sure our clients get what they need during the insurance claim process.  Make an appointment today by calling 954-709-3982.

Ask a Public Adjuster in Orlando

Why Hire DDavis & Associates, Public Adjusters Near Orlando

Dealing with your insurance company can be much easier if you have a public adjuster to help. But, finding the right one can be difficult if you do not know where to look. Read on to learn why you should hire DDavis & Associates if you are looking for public adjusters near Orlando.

Our Team Works For You

Rather than relying on assessments from the insurance company, why not receive assessments of damage from someone who works for you? Insurance companies often try to pay property owners the least amount possible. 

With a public adjuster, you have someone who can advocate for you during the insurance claim process. This advocacy makes you more likely to get the compensation you are entitled to. And that’s exactly what we do – advocate for you!

Our Public Adjusters Near Orlando Have Years of Experience

With the combined experience of all of our associates, we have decades of experience in the field of public adjustment. This experience has allowed us to develop the skills necessary to help clients in a range of situations. 

We understand the insurance industry from all angles, and we use that knowledge to help our clients. We are all licensed, bonded, and very professional.

Our Knowledge Spans Many Areas

Thanks to our experience and training, we have knowledge of many types of insurance claims. This knowledge can improve your claim’s success whether it is for a commercial or residential property. We are experts in assessing property damage that is the result of fires, floods, hurricanes, mold, and plumbing. 

We Are Passionate

Our whole team is passionate about what we do. As a result, we are deeply committed to making sure that every client gets the help they need. We also know that this can be a difficult time for our clients, and we want to make everything easy for you. Our goal is to make sure that you receive proper compensation from your insurance company. 

DDavis & Associates Offers the Best Public Adjusters Near Orlando

You should hire Darryl Davis if you are looking for public adjusters near Orlando who care about their clients and who will work to make sure you get what you need. We help with a variety of issues, and we look forward to helping you with yours. Call 954-709-3982 to make your appointment with us now!

Townhome Claims in Naples

Townhome Insurance Claims in Naples: What to Know Before You File

While you may not always be legally be obligated to purchase townhome insurance, it is certainly a good idea. It’s impossible to predict the future and always smart to be prepared. If you have property damage, you understand filing townhome insurance claims in Naples can be a daunting task. The good news is it really doesn’t have to be if you have a bit of knowledge!

Take These Steps as Soon as You Move

Take the time to fully read your insurance policy. Read the fine print! Know what it covers, and learn the limits / exclusions. If you have questions, get clarity from your insurance company.

You should also take a full inventory of your property. This should be an itemized list of all you own – furniture, clothes, jewelry, electronics… if it has value, write it down. For each item, note the date of purchase and price. Include receipts, if you have them.

Ready to File Townhome Insurance Claims in Naples? Hire a Public Adjuster, and Here’s Why!

Your insurance adjuster, the one who works for your insurance company, is likely going to get you the bare minimum payout. That’s their job. But, a public adjuster works for you and not your insurance company.

When you need to file townhome insurance claims in Naples, choose a public adjuster who will go to bat for you. This way, you’re more likely to get the highest possible payout that’s allowed by your insurance company.

Here’s what you should know about hiring a public adjuster.

Keeping a written record of conversations is a great way for you to stay involved in the process. It’s also an important safety measure that will protect you from any confusion. 

You’ll likely have deadlines in your policy, so to be sure you get reimbursed, it’s important you adhere to those. 

File a police report if your damage / loss is due to criminal activity. 

Make repairs quickly. Your insurance company will want this done to prevent future damage. For example, you’ve experienced a problem with your plumbing that’s left water damage. Plumbing problems can escalate from relatively small issues to disasters quickly. 

Failure to take care of problems as they happen might negate your insurance policy. So, gather those estimates, and get the work started!

Looking for a Trusted Adjuster to Help You With Townhome Insurance Claims in Naples? Make This Call!

Contact Darryl Davis & Associates! Our goals are to provide you with the highest quality professional service and to make sure you are properly reimbursed. Reach us at 954-709-3982 to make your appointment today, and let’s get to work on your townhome insurance claim!

Wind / Hurricane Insurance Claims in Fort Lauderdale

6 Questions to Ask Before Hiring a Public Adjuster for Your Wind / Hurricane Damage Insurance Claims in Fort Lauderdale

Depending on where you live, whether or not to choose insurance coverage for damage due to wind and hurricanes is an easy decision to make. The hard part is comes when it’s time to navigate an insurance claim if you need to. So, how do you know when to hire an adjuster and what steps do you take? Here are 6 questions to ask before hiring a public adjuster for your wind / hurricane insurance claims. 

1. Are You Licensed in My State to Handle Wind / Hurricane Damage Insurance Claims in Fort Lauderdale?

It’s very important you hire a licensed public adjuster. You also want to inquire about their experience with handling claims similar to yours. Find out about their success rate as well. 

2. Will You Personally Be Handling My Claim?

The last thing you want is to be shuffled around an office. Find out if the person you are speaking with is the one who will handle your claim or if you’re speaking to a sales rep who might pass you on to someone else. 

3. How Many Wind / Hurricane Damage Insurance Claims in Fort Lauderdale Are You Currently Handling?

If you sense a public adjuster is overworked that might be an indication you won’t get the attention your deserve for your claim. 

4. Can You Provide References?

It’s always a great idea to get references from at least three current or former clients. Make sure they are references from clients your public adjuster has personally worked with and not just general company references. 

5. What Are The Rules With Communication?

Find out how often you’re able to communicate with your insurance adjuster if needed. This will be helpful if you plan to be involved or stay up to date with your claims process. 

6. What Are the Contract Terms if I Need to Cancel?

There may be a circumstance where you need to cancel the contract with your public adjuster before a settlement is reached. Find out the bottom line here. Will you be able to do so, and are there fees for canceling? 

Now That You Know 6 Questions to Ask Before Hiring a Public Adjuster for Your Wind / Hurricane Damage Insurance Claims in Fort Lauderdale, What Should You Do?

Contact Darryl Davis & Associates! If you need more information or have further questions about how to file a claim, we encourage you to contact us at 954-709-3982 to book a free consultation today!

Orlando Public Adjuster

Is It a Good Idea to Use a Public Adjuster Near Orlando?

Filing an insurance claim can be intimidating. The legal insurance jargon, the rules, the forms… it’s a lot to handle! So, what do you do? Should you stick with your insurance adjuster or hire a public adjuster near Orlando? Let’s take a look!

What Exactly Is a Public Adjuster Near Orlando?

This is someone you hire that works on your behalf to settle an insurance claim. A public adjuster near Orlando is a huge help if you are having trouble navigating the process. 

Hiring a Public Adjuster Near Orland for a Large Claim Is a Great Idea

If you’re dealing with some type of significant damage to your home, you may be concerned about having all expenses covered. This is where a public adjuster works for your advantage. 

Your insurance adjuster works for the insurance company. Your public adjuster works for you. Yes, you will pay a percentage of your settlement to cover the fees, but your public adjuster near Orlando will step up to the plate and do the negotiating for you to ensure you get the best possible payout.

Don’t Let Yourself Get Too Overwhelmed

Facing a significant loss can be incredibly stressful both emotionally and mentally. If you’re facing a difficult claims process that’s become overwhelming, it’s good to hire a public adjuster to carry a lot of the burden for you. 

Do This Before Hiring a Public Adjuster!

Not just anyone can be a public adjuster. It takes education and training, plus adherence to very strict standards set forth by the state in which they practice. This means you need to check their credentials carefully. 

Ideally, they should belong to the National Association of Public Adjusters. They should also be fingerprinted, bonded, and have passed a background check. 

Ask about negotiation skills and experience they’ve had with residential and commercial claims. Also, find out what kind of success they’ve had with filing claims similar to yours. 

Seeking a Public Adjuster Near Orlando? Let the Professionals at Darryl Davis & Associates Navigate Your Insurance Claim! 

We’re here to take the pressure off you. We provide the right guidance for your successful reimbursement. Contact us at 954-709-3982 to start your claim with a top-notch public adjuster near Orlando today!