Category Archives: Claims

When disasters big or small strike, such as a fire or flooding, it’s time to think about filing an insurance claim. Filing insurance claims in Fort Meyers helps you get money to pay for repairs and other costs associated with the damages covered by your policy. 

1. File A Police Report if Necessary

A police report is helpful when filing your claim. It isn’t necessary for every claim, but in the instance of damage that requires calling the police, be sure to get a copy of the police report. 

2. Understand Your Policy and Your Responsibilities in the Event of A Disaster

Brush up on your understanding of your policy before disaster strikes. In some cases you have the responsibility to mitigate damage to the extent possible in order to make a claim. For example, if a roof is damaged from strong winds or a hurricane, you may need to take steps to stop the leak if possible.

3. Contact Your Insurance Company to File Your Insurance Claim

Get in touch with your agent as soon as possible after the event. If you file a claim, an adjuster chosen by the company will make a report and monetary awards are made based on this report. The adjuster sent by the insurance company works in the company’s best interest, so consider hiring a public adjuster to work for you.

4. Consider Hiring a Public Adjuster when Filing Insurance Claims in Fort Meyers

Anyone filing insurance claims in Fort Meyers should also consider hiring their own public adjuster, especially if the claim amount is high. Hiring a public adjuster means that the adjuster attends to the details for you and completes an accurate and detailed claim covering all losses and expenses related to the losses. They use their extensive knowledge of the industry to get you the best possible compensation as quickly as possible.

If you need representation for filing insurance claims in Fort Meyers and are looking for a public adjuster, Darryl Davis and Associates have the experience and professional expertise you need to get the most out of your claim. To schedule a free consultation with Darryl Davis, Public Adjuster, call (954) 709-3982.

When a disastrous event such as flooding, fire, or hurricanes strikes a home, it is completely overwhelming. Once things settle down, it may be time to file single family home insurance claims in Fort Lauderdale. Most people purchase a policy hoping they won’t need to use it and often don’t remember all the details.

Filing a claim can be an intimidating process. 

Both the homeowner and the insurance company want to get the claim settled. However, it’s in the company’s best interest to pay less, and, of course, the owner wants to be compensated fully for the losses. So when it’s time to file a claim, here is what to know.

Familiarize yourself with the policy.

Read all the details of your policy and understand what is covered and the amounts covered. Know what loss of use coverage is available in your scenario. 

Gather receipts and photos.

Taking updated photos of the inside and outside of your home and valuables is a smart idea. It helps when making a claim to have proof of the items you owned. With technology these days, it is easier to keep these available even in the event of a disaster. You can keep the photographs, even photographs of receipts, in digital storage.

Document everything.

Be sure to make note of every conversation you have with your insurance company. Write down dates, details about the conversation, and with whom you talked.

Consider hiring a public adjuster for your single family home insurance claim.

The insurance company adjuster works for the benefit of the insurance company. You are entitled to hire your own public adjuster (PA) for your single family home insurance claim in Fort Lauderdale. The PA works in your best interest to help you navigate the claim process. Hiring a public adjuster often gets you better compensation for your loss.

Need representation for single family home insurance claims in Fort Lauderdale?

Schedule a free consultation with Darryl Davis, Public Adjuster! Call us today at 954-709-3982, and get the fair settlement you deserve. Our PAs often help claims settle faster and for more money than homeowners going it alone.

Insurance. Sure, we hope we never need to use it, but when disasters big or small strike, it may be time to file a claim. Filing a claim can help you get money to pay for repairs and other costs associated with fire damage, mold damage, or other issues covered by your policy. Here’s what to do when it’s time to file insurance claims in Orlando.

1. Get a police report if necessary before filing insurance claims in Orlando.

Police need not be called in for every potential claim, but police documentation can be helpful. If you think it may help your claim, file a report after a loss.

2. Take pictures and plenty of notes.

Documenting the damage through photos and taking detailed notes throughout the process is key! If theft is involved, make a list of the items stolen. Make a copy of your items, so you can turn the copies in to the insurance company and keep the originals for yourself.

3. Contact your insurance company or agent

Your insurance agent should be contacted as soon as possible and should you decide to file a claim, you can file with the agent. Oftentimes, you have the option to file through their website or mobile app. 

4. Hire a public adjuster.

As part of the claim process, your insurance company will probably send an adjuster to investigate, report back on the damages, and make recommendations on how much money you should receive for your claim. You have the right to hire a public adjuster to work on your behalf. A public adjuster will handle your case and represent your interests when dealing with the insurance adjuster.

Hiring a local public adjuster for your insurance claim in Orlando may help you get a larger settlement. The professional team of DDavis and Associates have years of experience and an in-depth knowledge of federal and local laws and risk management. We understand the complexity of your claim and provide the representation you need so you can get the maximum amount of compensation. If you’re looking for representation for insurance claims in Orlando, schedule a free consultation with Darryl Davis, Public Adjuster. Call us today at (954) 709-3982.