When a disastrous event such as flooding, fire, or hurricanes strikes a home, it is completely overwhelming. Once things settle down, it may be time to file single family home insurance claims in Fort Lauderdale. Most people purchase a policy hoping they won’t need to use it and often don’t remember all the details.
Filing a claim can be an intimidating process.
Both the homeowner and the insurance company want to get the claim settled. However, it’s in the company’s best interest to pay less, and, of course, the owner wants to be compensated fully for the losses. So when it’s time to file a claim, here is what to know.
Familiarize yourself with the policy.
Read all the details of your policy and understand what is covered and the amounts covered. Know what loss of use coverage is available in your scenario.
Gather receipts and photos.
Taking updated photos of the inside and outside of your home and valuables is a smart idea. It helps when making a claim to have proof of the items you owned. With technology these days, it is easier to keep these available even in the event of a disaster. You can keep the photographs, even photographs of receipts, in digital storage.
Be sure to make note of every conversation you have with your insurance company. Write down dates, details about the conversation, and with whom you talked.
Consider hiring a public adjuster for your single family home insurance claim.
The insurance company adjuster works for the benefit of the insurance company. You are entitled to hire your own public adjuster (PA) for your single family home insurance claim in Fort Lauderdale. The PA works in your best interest to help you navigate the claim process. Hiring a public adjuster often gets you better compensation for your loss.
Need representation for single family home insurance claims in Fort Lauderdale?
Schedule a free consultation with Darryl Davis, Public Adjuster! Call us today at 954-709-3982, and get the fair settlement you deserve. Our PAs often help claims settle faster and for more money than homeowners going it alone.