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Category Archives: Mold & Mold Remediation

Mold & Mold Remediation Claims in Naples

Can I Dispute My Mold & Mold Remediation Insurance Claim in Naples if the Insurance Company Didn’t Pay?

While Florida is a beautiful state with plenty of fun things to do, unfortunately the climate makes homes prone to water damage and mold. If your insurance company has failed to pay your mold & mold remediation insurance claim in Naples, you likely want to know if you can dispute that lack of payment. Here is what you need to know about disputing a mold claim.  

Why Was My Claim Denied?

Ask your insurance company why exactly your claim was denied. If you still are not sure, here is what you should know about mold insurance claims.

Many insurance policies cover mold damage. Unfortunately, this coverage can be very limited since, the only mold covered is that which is caused by water damage that is covered by the insurance policy.

For water damage to be covered by a homeowner’s insurance policy, it must be sudden and from an internal source. This damage can not be the result of flooding, since that occurrence is covered by a separate insurance policy. This means that the mold can not be the result of neglect or flooding. 

Often, a homeowner’s insurance policy will only cover a certain amount of mold damage. For example, if your policy states that it only covers $10,000 in mold damage, you only be able to receive that amount, even if the cost of the repairs is significantly more.

An insurance company may also deduct a certain amount from that $10,000 to pay for the investigation of your claim. So, you may actually get less than the $10,000. 

Can I Dispute a Rejection of My Mold & Mold Remediation Insurance Claim in Naples?

You may be able to dispute a refusal of your claim if you believe that your insurance company was not true to your policy. For example, if your insurance company mis-idetified the cause of the mold, this can be a reason to dispute the claim.

If you talk to an experienced public adjuster, they may be able to identify other parts of your policy that could reimburse you for damages. 

Effectively Dispute Your Mold / Remediation Insurance Claims With Darryl Davis & Associates!

Breathe easier with help for your mold and mold remediation insurance claims in Naples from Darryl Davis & Associates! We are very experienced in helping people deal with mold-related insurance claims. Make an appointment by calling us at 954-709-3982 today!

Insurance Claim Fort Lauderdale FL

4 Types of Yacht Damage Insurance Claims in Fort Lauderdale

Florida is the perfect place to enjoy yacht ownership. And, as more and more people are drawn to owning them, yacht insurance is a big business. Being exposed to potential storm threats and the elements, yacht ownership can be risky. Having the right insurance coverage for your boat is essential in the event of a disaster. Here are some potential reasons to file yacht damage insurance claims in Fort Lauderdale.

1. Accidents 

Colliding with an underwater object or an accident with another boat are potentially damaging events for which you’ll need to file an insurance claim. In the event of an accident, take necessary measures for your safety and the safety of the vessel. Be sure to quickly notify your insurance company, and take photos and keep records. 

2. Storm and Wind Yacht Damage Insurance Claims in Fort Lauderdale

Florida has high risk of storms from strong winds, tropical storms, and hurricanes. Winds and storms potentially damage your yacht, and even if the vessel is docked during the storm, it could incur damages from leaks and even electrical damages. 

3. Damage or Loss Due to Fire

Whether caused by electrical issues or accidents, some yacht damage insurance claims in Fort Lauderdale are due to fire. In the event of a loss due to fire, you’ll need to file a claim for compensation.

4. Mold and Mildew Yacht Damage Insurance Claims

Storms are a leading cause of excess moisture that leads to mold and mildew growth. Small leaks may go unnoticed, and mold and mildew damage goes unseen. Mold damage can be extensive and devastating, and it can be difficult to get compensation from the insurance company.

Hire A Public Adjuster for Yacht Damage Insurance Claims in Fort Lauderdale

Yacht insurance claims can be tricky. Having a public adjuster on your side gets your claims settled faster and with better compensation. Darryl Davis and Associates have the experience you need for representation for yacht damage insurance claims in Fort Lauderdale. To schedule a free consultation with one of our public adjusters, call us today at (954) 709-3982.

Mold & Mold Remediation Insurance Claim Orlando FL

3 Ways A Public Adjuster Can Help You With Mold & Mold Remediation Insurance Claims in Orlando

If you have mold damage, replacement of damaged items and remediation is expensive. If the mold’s source is a claimable event, a public adjuster can help you with mold & mold remediation insurance claims in Orlando, getting you faster, more complete compensation.

Mold is both dangerous and destructive. After a natural disaster or a pipe burst, damage, even unseen damage allows moisture in, creating an environment for growth of mold. Because it can grow, hidden in walls, beneath floors, and in small spaces, it can proliferate unchecked, causing extensive damage below the visible surface.

A public adjuster helps you understand your policy as it relates to mold damages.

The complicated jargon of an insurance policy can make it tricky to know if the mold damage is covered. Public adjusters have extensive experience and work for you to assess the damage and whether or not it is covered by your policy. Your public adjuster investigates the source of the problem and handles mold & mold remediation insurance claims in Orlando to get them resolved quickly, so mold growth is stopped.

A public adjuster helps file the insurance claim and works with the insurance company for you.

Unlike the insurance company’s adjuster, the public adjuster works on your behalf. They are skilled and experienced in assessing mold damage and understanding related costs. Your public adjuster will help file the claim and provide documentation required to get mold & mold remediation insurance claims expedited. They are there, on your side, handling the claims workload for you, so you can focus on getting your life back to normal. 

A public adjuster finds details often overlooked when filing mold & mold remediation insurance claims in Orlando.

As experts in the field, they also know the ins and outs of local laws and regulations and are likely to find something that the policyholder may otherwise overlook. This experience and attention to detail leads to more complete compensation from your claim. 

If you need representation for your mold & mold remediation insurance claims in Orlando and are looking for a public adjuster, Darryl Davis and Associates have the experience and professional expertise you need to get the most out of your claim. Schedule a free consultation with us today by calling (954) 709-3982.