Office Building Claims Archives - Darryl Davis
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Category Archives: Office Building Claims

Office Insurance Claims in Fort Myers

4 Things You Should Know About Office Building Insurance Claims in Fort Myers

Whether you want to learn about what goes into owning an office building or you need to know about filing an office building insurance claim , there are a few basics that you need to know. Here is what you need to know about office building insurance claims in Fort Myers. 

Office Building Insurance Is One Type of Commercial Insurance

There are many different kinds of commercial insurance out there for a variety of needs, and insurance that relates to the building itself is just one type. Some of the other types include workers’ compensation insurance, employment practices liability, general liability, professional liability, and commercial umbrella. Office building insurance covers the actual building in the event of a disaster such as a fire, hurricane, or theft. 

There Are Common Types of Office Building Insurance Claims

The most common business insurance claim is theft. Some other common claims are for wind damage, water damage, and fire damage. 

Office Building Insurance May Not Cover Everything

While office building insurance usually covers things like fire, theft, storms, vandalism, and explosions, there are some things that are not always covered by these policies.

For example, things like floods and earthquakes, as well as certain types of damage caused by things listed above, may not always be covered. You may need to specifically add these to your policy if you want them covered. Some of this coverage may depend on your geographic location. 

Many Factors Affect the Cost of Your Policy

There are a few general rules to expect when it comes to the cost of your policy. However, there can also be many unique variables for each individual policy.

The age and type of building you have affects the cost of your policy. The same goes for the location of your building and how many people fit in your building. The presence of protective measures, such as security systems, can also affect your policy cost. 

Come to Us for Help With Your Office Building Insurance Claims in Fort Myers

Join us at Darryl Davis if you need assistance with your office building insurance claims in Fort Myers. We are experts in all aspects of these cases, and we look forward to helping you through this process. Please make an appointment with us by calling 954-709-3982 as soon as possible!

Office Building Insurance Claim Tampa FL

Are Office Building Insurance Claims in Tampa Easy to File?

If you own commercial buildings in Tampa, you know how important it is to get the most out of an insurance claim in the event of a disaster. Filing office building insurance claims in Tampa can be a difficult and stressful experience. It can be easy to make mistakes that make it tough to get the compensation you deserve. 

Taking time to understand your policy and make an accurate claim is key to getting your office building restored to optimal condition. 

Here are a few common things that delay the process and make filing office building insurance claims in Tampa tricky.

Being Unprepared

Not being familiar with your policy slows down the claims process. Know your policy, and plan ahead for best outcomes in the event of a disaster. Have a copy of your policy on hand. Be sure to keep documents and photos organized and available in the event of a loss. Hiring a public adjuster gives you the advantage of an experienced professional to handle your claim and ensure a smoother process. 

Initial Claim Denied

During this stressful time, owners may overlook something important about the policy or make an error in the claim resulting in denial. Having your initial claim denied lengthens the entire process. A professional public adjuster helps make your office building insurance claims in Tampa easier. Their experience and understanding helps eliminate common errors and present the correct documentation the first time. A public adjuster works on your side to get your claim handled quicker and your compensation more complete.

An Inadequate Initial Settlement Offer When Filing Office Building Insurance Claims in Tampa

It’s not unusual for the initial offer to be too low to cover all the damages to restore your property. A public adjuster works to file the most accurate claim. They handle the details for you and ensure all losses and expenses related to the losses are represented in your claim. A public adjuster helps advise you on any settlement offers from the insurance company making sure you get adequate compensation.

If you need assistance with office building insurance claims, get a public adjuster on your side. 

Darryl Davis and Associates have years of experience to get you faster and better compensation. Schedule a free consultation in Tampa today by calling 954-709-3982, and put us to work for you to help get the most out of your claim.

What You Should Know About Filing Office Building Insurance Claim Naples FL

What You Should Know About Filing Office Building Insurance Claims in Naples

If you own a commercial property with damage from fire, mold, wind, or flood, making an insurance claim helps recover losses and pay for damages. Filing office building insurance claims is a difficult and stressful experience. With so much to handle, it’s important to take the right steps to ensure maximum compensation. Here are some things to know about filing office building insurance claims in Naples.

  1. Know Your Policy and Plan Ahead

Familiarizing yourself with the policy speeds up the claim process making it easier to file an accurate claim. Keep the policy and relevant forms on hand. Consider hiring a public adjuster for risk analysis before you ever need to file a claim as well as to help you best understand your policy and what you need to do in the event of a disaster.

  1. Make Careful Documentation for your Office Building Insurance Claims in Naples

Keep an updated inventory and records. In the event of a disaster, document all conversations with anyone related to the damages and claim. Take photographs after accidents or disasters to document everything damaged, missing, or destroyed. Take detailed notes. 

  1. If Necessary, File A Police Report

For some claims, a police report is required. Know your policy, and if necessary, call the police to make a report for your office building insurance claim.

  1. Take Steps Required By Your Policy

Some policies require you to take certain steps to prevent further damage to the property. Understanding your claim and being prepared ahead of time is important when making an office building insurance claim. A public adjuster can help you be better prepared.

  1. Hire A Public Adjuster

A public adjuster works for you, unlike the adjuster hired by the insurance company. Hiring a public adjuster makes the claims process smoother and more accurate, so you’ll get speedier and higher compensation.  Your public adjuster attends to the details for you and handles your claim covering all losses and expenses related to the losses. The PA works with your insurance company on your behalf handling every aspect of an office building insurance claim.


If you need representation for your office building insurance claims in Naples and are looking for a public adjuster, the office of Darryl Davis and Associates has the experience and professional expertise you need to get the most out of your claim. Schedule a free consultation with one of our public adjusters today by calling (954) 709-3982, and put us to work for you to help get the most out of your claim.