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No matter how small, a house fire is something no homeowner ever wants to experience. Whether an outlet catches fire from improper wiring, or your home is a total loss due to a lighting strike, you’ll need to talk to your insurance company about fire damage insurance claims in West Palm Beach.

Actually, there are quite a few important steps to take after a house fire in addition to contacting your homeowners insurance company. Here is what you should do after a fire occurs in your home.

What to Do After a House Fire

Preparing for Your Fire Damage Insurance Claims in West Palm Beach

As soon as it’s safe to do so, contact your insurance company, and let them know what has happened. You are required to report your loss as soon as is possible. You can contact them via phone, email, or other reasonable method to report the fire.

When you’re ready to, hire a public adjuster in West Palm Beach to help ensure that your insurance claim is properly submitted, that all repairs and replacement costs are included in your claim, and that the insurance company pays you what you are entitled to through your policy. A public adjuster is a homeowner’s advocate, helping to get your claims paid quickly and fairly.

To help your public adjuster ensure you receive maximum compensation for your fire damage insurance claims, they will ask you for a list of your damaged items. The more helpful info you have in advance, the better. It’s best to itemize your home before a fire, so you have the information readily available. Once you turn over info to your adjuster and file your claim, let your public adjuster handle the rest, and focus on rebuilding your home.

No one is ever properly prepared for the financial and emotional devastation of flooding or plumbing damage to their home. Even if you have the proper insurance coverage in place and have an itemized log of your belongings, you still have to navigate the tricky process of filing an insurance claim and making sure you receive the compensation you deserve. After you experience plumbing damage, you should call a public adjustor immediately to help you best position your major plumbing damage insurance claim in Fort Lauderdale for success.

1. When filing major plumbing damage insurance claims in Fort Lauderdale, a public adjustor is your advocate.

A public adjuster works with the insurance company’s claims adjustor for YOU, as your advocate. You hire them, so you receive the maximum allowable compensation. Experienced adjusters evaluate damage, determine rebuilding costs, expedite the claims process, and ensure that claims are paid. They go to bat for you, so your claim is processed and paid as quickly as possible. Adjusters also make sure that claims are paid properly, so that you don’t cash a check labeled “Full and Final Settlement” if the insurance company has not paid for everything the claim covers.

2. A public adjuster makes sure you don’t settle for anything less than what you’re entitled to.

After plumbing damage, many homeowners feel utterly exhausted. Unfortunately, that can be prime time for insurance companies to take advantage of the situation. They know that you just want to whole process to be over and done with as quickly as possible. You’re rightfully frustrated. But settling for less than what you deserve just to close the claim shortchanges you. Having a public adjuster on your side to fight for you ensures that you won’t fall victim to the insurance company underestimating the replacement cost of your belongings.

3. Public adjusters make sure that the estimate is complete for the full scope of your repairs.

Plumbing issues such as leaky dishwashers or other appliances, drain pipe leaks, or toilet or tub overflows can lead to a lot of other unseen damages in the home. A public adjuster determines all necessary repairs, ensuring your claim covers the total cost of work that needs done. From mold cleanup to dry out charges, they accurately detail the full scope of work. This makes sure your home returns to its pre-plumbing damage state.