Commercial Building Insurance Claims in West Palm Beach - Are You Covered? - Darryl Davis
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Commercial Building Insurance Claims in West Palm Beach – Are You Covered?

Commercial Building Insurance Claim Palm Beach

If you own a commercial building, making sure the property stays in business is always a priority. Damages that keep business from running as usual are expensive and detrimental. In the event of commercial building insurance claims in West Palm Beach, it’s important to have the right coverage. Here are some things to consider about commercial building insurance.

Make Sure Costs of Working Are Covered

In the event of loss of use, does your insurance plan allow your business to continue running? If the business can’t run due to building damage and you need to set up in another location, make sure your policy covers the costs necessary.

Insure the Commercial Building AND Exterior Assets

Of course you want your policy to cover the physical building, but also consider fences, outbuildings, parking, signage, and more. Be sure your policy covers your entire property – building and all exterior assets – so that in the event of a commercial building insurance claim, you’ve got the coverage you need to get the property up and running again.

Adequate Coverage of the Contents Is Essential

Talk to your insurance provider to understand the coverage of the contents of the commercial building. Any claims should cover the entire contents including furnishing, build outs, technology, products, and potentially even assets not located on the physical property. 

Don’t Forget to Add Flood Coverage, So Commercial Building Insurance Claims Are Covered in the Event of Water Damage

For flooding due to storms, high waters or busted pipes, be sure your policy has the proper flood coverage. Not all policies cover flooding specifically, so before you need to file a commercial building insurance claim in West Palm Beach, make sure you have adequate insurance to cover water damages.

Hire a Public Adjuster

Navigating the claims process is complicated, especially when you’re trying to keep your business going after a loss. Hiring a public adjuster means having a pro on your side to handle all aspects of your commercial building claim. A public adjuster gets your claim paid faster and typically means you’ll get more resources to get the business back up and running.

Need Help with Commercial Building Insurance Claims in West Palm Beach?

Call the professional public adjusters at Darryl Davis and Associates. If you need assistance with commercial building insurance claims in West Palm Beach, call us for a free consultation today at 954-709-3982.