Depending on where you live, whether or not to choose insurance coverage for damage due to wind and hurricanes is an easy decision to make. The hard part is comes when it’s time to navigate an insurance claim if you need to. So, how do you know when to hire an adjuster and what steps do you take? Here are 6 questions to ask before hiring a public adjuster for your wind / hurricane insurance claims.
1. Are You Licensed in My State to Handle Wind / Hurricane Damage Insurance Claims in Fort Lauderdale?
It’s very important you hire a licensed public adjuster. You also want to inquire about their experience with handling claims similar to yours. Find out about their success rate as well.
2. Will You Personally Be Handling My Claim?
The last thing you want is to be shuffled around an office. Find out if the person you are speaking with is the one who will handle your claim or if you’re speaking to a sales rep who might pass you on to someone else.
3. How Many Wind / Hurricane Damage Insurance Claims in Fort Lauderdale Are You Currently Handling?
If you sense a public adjuster is overworked that might be an indication you won’t get the attention your deserve for your claim.
4. Can You Provide References?
It’s always a great idea to get references from at least three current or former clients. Make sure they are references from clients your public adjuster has personally worked with and not just general company references.
5. What Are The Rules With Communication?
Find out how often you’re able to communicate with your insurance adjuster if needed. This will be helpful if you plan to be involved or stay up to date with your claims process.
6. What Are the Contract Terms if I Need to Cancel?
There may be a circumstance where you need to cancel the contract with your public adjuster before a settlement is reached. Find out the bottom line here. Will you be able to do so, and are there fees for canceling?
Now That You Know 6 Questions to Ask Before Hiring a Public Adjuster for Your Wind / Hurricane Damage Insurance Claims in Fort Lauderdale, What Should You Do?
Contact Darryl Davis & Associates! If you need more information or have further questions about how to file a claim, we encourage you to contact us at 954-709-3982 to book a free consultation today!