When your home or business suffers fire damage, filing an insurance claim is a logical step. You’ll need to convince your insurance company that the damage is worth the compensation you deserve. To help you arm yourself with knowledge, here are some answers to frequently asked questions about fire damage insurance claims in Naples.
What Are The Types of Fire Damage Insurance Claims in Naples?
Fire damage occurs in a variety of scenarios. Understanding the coverage your insurance policy provides is an important first step. Some common causes of fire damage are:
- Lightning Damage: Prone to storms, lightning damage is not uncommon during Florida’s storm season of June, July, and August. Fires caused by lightning strike damage a home either directly or through electrical fires.
- Electrical Fires: Unseen wiring issues or fire caused by appliances are possible scenarios leading to electrical fires.
- Cooking / Accidental Fires: Accidents happen. Cooking fires may occur while using a stove or a barbecue grill. They can quickly get out of hand, igniting surrounding objects, causing damages.
How Do Fires Cause Hidden Damages?
In addition to what you can see, fire does damage you cannot see, which needs to be included when you make your fire damage insurance claims in Naples. Smoke damage, odor, water damage leading to mold, and corrosion are all likely results of fire damages.
Should I Hire A Public Adjuster for Fire Damage Insurance Claims in Naples?
Hiring a public adjuster helps you get faster and more complete compensation for your fire damage insurance claims. A public adjuster has the knowledge and experience you need during this stressful time. Often, the policyholder will overlook costs in their calculations.
Hiring a public adjuster means that the adjuster tends to the details for you and completes an accurate and detailed claim covering all losses and expenses related to the losses. The PA works with your insurance company on your behalf handling every aspect of your claim. They help expedite the process, so you’ll get paid faster. Ultimately the claim written by the PA is fine tuned to make the most out of your individual policy’s coverage resulting in maximizing the claim amount.
If you need representation for fire damage insurance claims in Naples and are looking for a public adjuster, Darryl Davis and Associates has the experience and professional expertise you need to get the most out of your claim. Call to schedule a free consultation with us today at (954) 709-3982.