Author Archives: webmaster

After a catastrophe, stress and overwhelm make it hard to get life back on track. If you’ve filed an insurance claim, it is difficult to navigate this unfamiliar process and deal with all that is on your plate. You have the right to hire a public adjuster to work on your behalf to make the claims process go more smoothly and give you your best outcome. Not sure if you need a public adjuster in Orlando? Here’s how to find out.

Hire a Public Adjuster in Orlando if Your Claim Is Large or Complicated

If you’re overwhelmed and unsure of how to proceed with the paperwork to document your claim, hiring a public adjuster (PA) gives you a professional on your side. They know the ins and outs of how to successfully file and prove your type of claim. 

You Find Your Policy Confusing or Don’t Fully Understand Your Coverage

It can be hard to understand the technical jargon in your insurance policy. Perhaps you’re unclear what exactly is covered. Your PA is an industry professional that understands the details of your policy and how to navigate the claims process, so you’ll get all the compensation you’re entitled to.

You Feel Your Insurance Company Isn’t Handling Your Claim To The Best of Their Ability

Is it hard to reach your insurance company to get answers or are you passed off to multiple people? If you’re getting the proverbial runaround, a PA helps. They know how to get through to talk to the right people and get claims settled quickly and more adequately.

You Don’t Have Time to Dedicate to Your Claim

After large losses of homes or businesses, daily living alone may take up all of your time. Hire a public adjuster to handle aspects of your claim, so you don’t miss any of the important details, documents, or deadlines. Your PA keeps you up to date but takes the process off your plate, so you have time for getting back to business and dealing with all life’s responsibilities.

Do You Need a Public Adjuster in Orlando?

Darryl Davis and Associates have years of professional industry experience and know how to get your claim handled effectively. Call us today to find out more at 954-709-3982.

Any time your property is damaged, there is a process that follows that may seem stressful. Part of the recovery process is filing a claim with your insurance company, so they can get you or your contractor paid to get started on repairs. Whether it’s partial damage, or you’re displaced due to major damages, it’s important to get your claim paid as soon as possible so you have the resources you need. Here are tips from a public adjuster in Miami to help!

1. Start With Understanding Your Policy

It is important to understand what your policy covers to avoid any confusion between yourself and the insurance company. Looking over your policy every 6 months can help you be prepared in the event that a disaster occurs unexpectedly. It can also help you be prepared in the case that you know ahead of time that you’ll need repairs, such as from hurricane damage, so that you get the maximum claim amount. 

2. Now That You Understand What’s Inside Your Policy, File Your Claim ASAP

As with any type of insurance, it is important to file your claim as soon as possible after the event occurs to help maximize your benefits. Filing your claim soon after the event also shows the insurance company that you’re serious about the process and need to be compensated quickly.

3. The BEST Thing You Can Do Is Hire a Public Adjuster In Miami

Most people have heard of insurance adjusters and know the basic layout of what they do. They are the ones who process the claims and decide the amount of money you’ll receive based on the damages done and estimated repair costs. 

A public adjuster is similar in the fact that they negotiate prices. However, they are different because they don’t work for the insurance company – they work for YOU. They work side by side with you to negotiate with the insurance company, ensuring that you get the most out of your claim.

Need to File a Claim? As Soon as You Do, Hire D. Davis, Public Adjuster!

If you have a homeowner’s insurance claim that needs to be filed and you are thinking about hiring a public adjuster in Miami, it’s absolutely worth it. Call us today at 954-709-3982 to schedule a free consultation!

Major plumbing damage insurance claims in Naples can be a major hassle! Wondering if that’s even covered by your insurance? We understand that it can be frustrating trying to look through your paperwork and decide whether or not plumbing damages are covered by your policy. It is also sometimes hard to determine what defines “major” plumbing damage. This is where a public adjuster could step in and help. 

What Causes Plumbing Damage?

Plumbing damage can be caused by a variety of different things, including leaky faucets, pests, mold or mildew, and / or corrosion. The only way to really fix any type of plumbing damage is to replace the pipes and clean the area that was affected. 

Leaky faucets can lead to mold and mildew growth, as well as corrosion. Frogs, lizards, and snakes can find their way into your home to get away from the elements, and the easiest way for them to do this is to crawl through your pipes. They can block your water flow and cause backups. 

Are Major Plumbing Damage Insurance Claims in Naples Covered?

The answer to this question depends on your insurance policy. It is typically not an easy task to get your insurance company to pay for the replacement of your pipes, even if it has caused damage to the rest of your home or property. 

Having a public adjuster can help in more ways than one. They can not only help determine whether you have major plumbing damage, or if it could be fixed within a reasonable budget, but they can also work with the insurance company on your behalf to get you the compensation you need. 

Need to Make a Claim? Make Sure Our Public Adjusters Are on Your Side!

If you need to make major plumbing damage insurance claims in Naples, start by looking at your policy. To help determine whether your policy covers this type of damage, call us at 954-709-3982 to schedule your free consultation. If you’re covered, we can help you get your claim paid faster for top dollar!

If you’ve lost your business or your home and belongings in a fire, you’ll need to get your insurance claim paid quickly. Properly filing your claim and staying in close contact with the insurance company is imperative. Here are 5 tips for filing fire damage insurance claims in Orlando.

1. Time Is of the Essence, So File Fire Damage Insurance Claims in Orlando Quickly

After a fire, of course your survival instinct kicks in as you find alternate shelter and supplies to meet your immediate needs. The sooner you file your insurance claim after the fire, the better. Contact your insurance company as soon as you can after the fire to begin the claims process. Be sure you continue paying your insurance premiums.

2. Be Sure the Necessary Information Is in Your Claim

Filing a claim and getting it paid is time sensitive and time intensive. You’ll have countless encounters with the insurance company, their adjuster, and more. When you file your claim, be sure it contains all the information needed including the date of loss, location, type of loss, injuries, persons involved, condition of the property, damaged belongings, any temporary measures or repairs made, and a copy of any reports made by the authorities. The more complete the information you provide, the less back and forth contact is necessary.

3. Keep Detailed Documentation

Make a list of all the damage to the property and belongings as soon as possible. Do not clean up or throw anything away until the company adjuster has visited. Take pictures. Keep your list and photos. Keep originals of everything, and send copies to the insurance company. Make notes, and keep any paperwork from all interactions with the company. Also, keep notes and documents for repairs and estimates so you’ll have them on record.

4. Keep Receipts and Records for Living Expenses

In the event of a fire, the home and belongings are often unusable. You’ll have to make other arrangements. Your insurance payment includes money for loss of use to compensate you for your living expenses. Keep careful documentation of your living expenses for fire damage insurance claims in Orlando.

5. Hire a Public Adjuster for Fire Damage Insurance Claims in Orlando

A public adjuster (PA) is an industry professional who works on your behalf on all aspects of your claim to ensure the claim is complete and gets paid quickly. Hiring a public adjuster often results in better compensation for your claim.

Do You Need an Experienced Public Adjuster?

The PAs at Darryl Davis and Associates have years of experience assisting clients with the insurance claims process. We know you need your claim handled quickly, and we work hard to get you the payment you deserve. Contact us for a free consultation about your claim in Orlando today at 954-709-3982.