Blog

After a disaster, you expect your insurance to pay your claim. If your claim is denied, take action! You have the right to appeal or even take other action. Here’s what to do if your townhome insurance claim in West Palm Beach is denied.

Understand Your Insurance Policy

Know what is covered under your policy, so that if an error is made you can point it out and back up your position. Always keep a copy of your policy easy to access in the event of a disaster.

Get More Information About Why the Townhome Insurance Claim in West Palm Beach Was Denied

Follow up with your insurance company to get detailed answers to understand why your initial claim was denied. Most companies send a denial letter so you’ll have it in writing, but it helps to call and get clarification.

Consider an Independent Appraisal

If you disagree with the initial appraisal of the damages and property valuation, most policies allow you to hire your own independent appraiser.

Make an Appeal

Don’t settle, file an appeal. Provide any further documentation, such as photos of the damages, receipts, and proof of steps taken to prevent property damage. Some claims are denied due to property owner negligence, so be prepared with documentation showing otherwise. Always keep receipts for updates made that keep the property up to specs and ensure safety, like security alarms and smoke detectors.

Hire a Public Adjuster for Your Townhome Insurance Claim in West Palm Beach

Having your own public adjuster (PA) working on your townhome insurance claims in West Palm Beach impacts the outcome of your claim. A PA results in better and faster compensation because these industry professionals understand the process and know how to provide accurate and detailed information so the claim is done right. If your claim is denied, hire a professional to handle your appeal and guide you through the process.

Our Professionals Work Hard For You

Hire the public adjusters at Darryl Davis and Associates for your townhome claim in West Palm Beach. We’ll handle your initial claim or appeal if a claim has been denied so you’ll get the compensation you deserve. For a consultation, call us today at 954-709-3982.

When disaster strikes your commercial building, do you have the time and expertise to get the most out of your claim? While you can go it alone, a public adjuster helps navigate the complicated process of commercial building claims. You’ll get faster and more complete compensation, while you focus on your business. Here’s when to hire a public adjuster (PA) for your commercial building insurance claims in Tampa.

Get Help With Your Commercial Building Insurance Claims in Tampa When Business Cannot Continue

If the building is unusable and business is disrupted, you may be entitled to a payout from your business interruption insurance. Getting it paid though can be tricky. Hire a public adjuster to help make the claim properly, so you get income and expenses paid.

You Need to Get Your Commercial Business Back Up and Running Quickly

Hiring a PA typically speeds up the claims process and results in better compensation, so you can get your business running smoothlyagain.

You Need to Dispute a Low Offer

Insurance companies sometimes offer compensation that is too low, but hiring a public adjuster helps dispute the low offer to seek better compensation. A public adjuster is an industry professional that knows how to provide the proper documentation and dispute low offers.

You Need an Independent Investigation

If you need an investigation, a PA helps facilitate it, as well as prepare you to talk to your insurance company. Your public adjuster helps determine issues ahead of time so you’ll have the answers you need.

You Want Assistance With Negotiations for Your Commercial Building Insurance Claims in Tampa

A PA is equipped with the knowledge you need to get the most out of negotiations efforts. They can identify complicated coverage issues and assist with claims for other, less obvious damages like those from smoke and mold. 

Hire a Professional Public Adjuster to Help Your Claim Go Quickly and Smoothly

When you’re faced with complicated commercial building insurance claims in Tampa, the public adjusters at Darryl Davis and Associates are here for you. Don’t go it alone. We have the years of experience you need to get the most out of your claim and get the compensation you deserve. Call us today for a free consultation at 954-709-3982.

Water damage and the mold growth resulting from it are major causes of insurance claims. Make sure you have insurance policies in place that cover water damage from plumbing issues, so you’ll be covered in the event of a disaster. Here’s a quick guide to major plumbing damage insurance claims in Miami.

Common Causes of Plumbing Damage

Your insurance covers different kinds of water damage, depending on where the damaging water comes from, so be sure your policy covers all types. Plumbing damage occurs when water is accidentally leaked within the home from an overflow or a busted pipe. It can also come from problems outside the home, like a backed-up sewer system.

What to Do If You Need to File Major Plumbing Damage Insurance Claims in Miami

As soon as possible, contact your insurance company to let them know about the damage. Do what you can to prevent further destruction, such as hiring a water damage remediation company to help prevent further damage and do clean up. Take pictures, and make a list of all the items damaged from the water. Work with your insurance company to file a claim. Be sure to save receipts.

Be Prepared

Understand your insurance policy ahead of time. Keep a copy of the policy on hand, so you can refer to it as needed. Always keep a detailed inventory of your belongings as well as receipts.

Hire A Public Adjuster for Your Major Plumbing Damage Insurance Claims in Miami

Plumbing damage insurance claims in Miami can be tricky, because not all types of damages are covered. Get your questions answered and get assistance from a public adjuster (PA), an industry professional who knows the ins and outs of insurance claims to help you get faster and more complete compensation for your loss.

At Darryl Davis and Associates, we handle your claim and stay in contact with you and your insurance company to be sure all aspects of the claim are handled properly. Our experienced public adjusters are ready to help you get the most out of your plumbing damage insurance claims in Miami. Call us for a complimentary consultation today at 954-709-3982!