Suffering from a loss due to fire can be devastating to you, your family, your home, or your business. Knowing how to get the most from your fire damage claim in Fort Lauderdale will help you recover. Here are some pro tips to help you maximize your coverage.
Locate Your Insurance Policy and Report the Fire Right Away
Ideally, you’ll have kept a copy of your insurance policy somewhere fire-proof. If not, you should be able to get a certified copy from your insurance provider. Contact them as soon as possible to report the damage. If you can’t remember which insurance provider you have, you can get that information from your mortgage company.
Make an Inventory List of All You’ve Lost
It is recommended you create an inventory list when you move into a new home, and then update that list regularly as needed. This should be kept somewhere safe. You’ll want to report losses to your insurance provider but remain in control of all personal property. Don’t agree to repairs or replacements until you know all of your options and rights.
Contact a Public Adjuster
This will be the key to maximizing your fire damage claim in Fort Lauderdale. Your insurance company does care about your loss, but they won’t go to bat for you when it counts. Your public adjuster will, because they work for you and not your insurance company. You are likely obligated to report your loss to your insurance company first, but make sure you contact an adjuster soon after.
Trying Asking for an Advance on Your Fire Damage Claim
Asking for an advance, if you’re eligible, will help cover day-to-day expenses you might incur after a fire. Costs like temporary housing or immediate emergency repairs that can’t wait can be covered with your advance.
Looking for the Best Adjuster to Hire Your Fire Damage Claim in Fort Lauderdale? Look No Further Than D. Davis & Associates!
At D. Davis & Associates, we are ready to roll up our sleeves and get to work for you! From the beginning of your claim and until you are paid, we will be with you every step of the way. If you need assistance with a fire damage claim, we encourage you to contact us at 954-709-3982 today!