The unimaginable has happened, and a pipe burst or some other major plumbing issue occurred, and your home or business experienced damage as a result. You know you have insurance, so you should be coverage with just a quick claim. You’ll get reimbursed and make the proper repairs without any major issue. Right? Not necessarily! Here are 3 things you should know about filing major plumbing damage insurance claims in West Palm Beach.
1. You may not have the coverage you need, so your major plumbing damage insurance claims in West Palm Beach may not be paid.
Check your policy before disaster strikes, so you know what’s covered and what’s not. Many homeowners make the mistake of thinking everything is included under a policy, but oftentimes an additional policy is needed to protect against flooding.
2. Filing a claim can be intimidating.
The insurance company is going to try to compensate you as little as possible. And because you want the claim settled quickly so you can get your money and finish repairs, you may be tempted to give in. But don’t. Make sure you get everything you’re entitled to from your claim.
3. Document everything, including phone calls to the insurance company.
Write down dates and times, as well as to whom you spoke from the insurance company and keep detailed notes of your conversation. Keep a log of all expenses you’ve incurred as a result of the flood damage, so you can turn it in with your claim forms.
Bonus: 4. D Davis & Associates can help you make sure you’re covered in the event of major plumbing damage insurance claims in West Palm Beach.
We don’t want to see anyone experience financial ruin after a major disaster due to not being properly covered. That’s why we offer risk analysis consultations to help make sure you won’t. If you are properly covered and file a claim, we help make sure you get paid as quickly as possible and that you receive everything you’re entitled to. When you need a public adjuster to advocate for you with the insurance company, or to make sure you’re covered before a devastating event, call D. Davis and Associates at 954-709-3982. Put us to work for you!