Condos, unlike single family homes, are covered by your own individual insurance policy and also by the condo association’s insurance policy. Depending on the incident, it can be tricky to figure out where the responsibility lies, and this is key to a successful claim. For condo insurance claims in West Palm Beach, follow these helpful tips.
Be Familiar with Your Policy and That of the Association
Before disaster such as a fire or plumbing damage strikes, be sure to familiarize yourself with the details of your policy. And if you need to file a claim, carefully read the sections that pertain to your type of loss. Be sure to prevent further loss if possible as it is outlined in your policy.
Maintaining detailed documentation is important to any insurance claim. Take photos of the damages. Write down detailed notes for your South Florida insurance claim. Get a copy of the police report for your records if one had to be filed.
Contact your Insurance Company to File Condo Insurance Claims in West Palm Beach
Getting in touch with your insurance company quickly after a loss is key to filing claims without issues. Coverage of the loss typically even depends on speedy contact.
Contact your Condo Association
After an event, it is important to get in touch with your condo association. Some or all of the loss may be covered by their policy.
Hire a Public Adjuster for Condo Insurance Claims in West Palm Beach
The adjuster for the insurance companies work on behalf of those companies and in their best interest. For faster, more complete compensation, hire a public adjuster for your condo insurance claims who works on your behalf to handle all details and advise you in your best interest. A public adjuster (PA) is experienced in handling the ins and outs of tricky condo insurance claims and uses this expertise for you!
If you need representation for filing condo insurance claims in West Palm Beach and are looking for a public adjuster, Darryl Davis and Associates have the experience and professional expertise you need to get the most out of your claim. To schedule a free consultation with Darryl Davis or one of our other PAs, call us today at (954) 709-3982.