Townhomes are covered not only by your insurance policy but also by an insurance policy of your townhome’s association. It can be tough to determine which policy covers you in the event of a necessary claim. To avoid a lengthy and confusing claims process, here are some helpful hints when it comes to filing townhome insurance claims in Fort Myers.
Know How To Contact Your Association, and Be Aware of Their Insurance Policies
It’s important to know who to contact in your townhome association in the event of a problem. Staying informed about association policies and changes is key when it comes to handling any issues that arise. Be aware of their insurance policies and the procedures you need to follow should a disaster large or small strike.
Be Familiar With Your Own Insurance Policy Before Making Townhome Insurance Claims in Fort Myers
Before issues happen, be familiar with the details of your policy, including where personal coverage ends and association coverage begins. This helps ensure you have adequate coverage and know the steps to take when needed. Know your personal responsibility to prevent further loss if disaster strikes.
Keep Up-to-Date Documentation
Smooth claims happen when there is adequate documentation. Maintain photos and receipts to show the condition and value of items in your townhome. When making a claim, take photos of damages and write down detailed notes including documenting conversations about your claim.
Contact Your Townhome Association Quickly
When disaster strikes, contact your townhome association right away. Their policy may be the one that covers the damages.
Hire A Public Adjuster for Townhome Insurance Claims in Fort Myers
A public adjuster represents you and works on your behalf during these tricky townhome insurance claims. A public adjuster is the key to getting claims handled more quickly and ensuring a better outcome.
For help after filing townhome insurance claims or for a risk analysis to make sure that your policy and your association’s policy provide adequate coverage before disaster strikes, contact Darryl Davis and Associates, Public Adjusters. We have the experience you need when it comes to navigating insurance claims. To schedule a free consultation with Darryl Davis or one of our other PAs, call us today at 954-709-3982.