After you file insurance claims in Miami, the company assigns you an adjuster. The claims adjuster will contact you to schedule a time to come out to your property to assess the damage. Whether your claim is due to flood damage, fire damage, wind damage, or other disastrous event, your claims adjuster is there to determine how much the insurance company will compensate you for the loss.
Here’s what you should know about insurance claims adjusters before you file a claim.
Insurance adjusters are paid by the insurance company, which means they are working in their best interest – not yours. While they may be easy to work with, personable, and helpful, they’re ultimately looking out for the bottom line of the insurance company and aren’t trying to make sure you receive what you’re entitled to. They want to pay out as little as possible.
Claims adjusters want you to like and trust them, so that you won’t hire a public adjuster or turn to others for help if you feel like you weren’t properly compensated. They want you to settle the claim without involving outside help and know how to get you to do so by gaining your trust. Claims adjusters often learn how to do this during their training, so that they can help keep more money in the pockets of the insurance company.
Are claims adjusters bad people? No. They’re doing their job to help protect the insurance company. And that means that you should have someone working on your side to protect your investment into your property and your insurance premiums.
A public adjuster is an advocate for property owners filing insurance claims in Miami.
Public adjusters act on behalf of the owner filing a claim to help ensure that they receive the compensation they so rightly deserve. They work with insurance companies to make sure that you’re properly compensated and help speed along the payment process. At D Davis & Associates, our public adjusters assist you with insurance claims in Miami to make sure the process goes smoothly and and fairly. Call us today at 954-709-3982, and put us to work for you with claims services or a risk analysis!