Who Pays Public Adjuster Fees in West Palm Beach? - Darryl Davis
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Who Pays Public Adjuster Fees in West Palm Beach?

West Palm Beach Public Adjuster Fees

If you’re facing an insurance claim, the wise decision is to hire a professional to handle it for you. While public adjuster fees in West Palm Beach might seem a bit confusing, they really aren’t if you know what to expect.

Public Adjuster Fees in West Palm Beach: How Do They Charge?

The fee structure for a public adjuster simply means how they get paid. There are four structures: hourly, flat fee, retainer, and contingent. Because public adjusters rarely charge an hourly rate, we’ll look at the most common methods of payment.

Flat Fee

A flat fee is just that – one fee that your public adjuster will be paid. This is most common with simple claims, however; before you agree to a flat fee you should find out exactly what it covers. 


If it happens that you hire a public adjuster that charges an hourly rate, you’ll likely be asked to pay a retainer. This is an advance payment that is put into a special trust account. Your public adjuster will then deduct the cost of their services as they are accrued from the retainer, which is usually non-refundable. 


This is the most common method by which public adjusters get paid. A contingent fee structure means you pay no money out of pocket. Instead, your public adjuster will get paid a percentage of your settlement. In most cases, it’s 10% to 20% of the total claim. 

When Will My Public Adjuster Get Paid?

Public adjuster fees in West Palm Beach are paid by you, but when do you pay them? Typically, this happens once your insurance company makes you a final offer and you accept.

Is It Really Necessary to Hire a Public Adjuster? 

For a small claim, maybe not. If you’re filing a large claim, then yes. Your public adjuster serves many purposes that make the insurance claim process much easier for you. They handle paperwork, act as your liaison, and, because they work for you, strive to get you the highest possible settlement. 

Interested to Learn More About Public Adjuster Fees in West Palm Beach? Contact Darryl Davis & Associates! 

Confused by the insurance claim process? Not sure exactly how much money you should be paid? Let us take over your claim! If you’re ready to file, contact us today at 954-709-3982. Choosing our firm means you’ll get the professional representation necessary to the settlement you deserve.