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Category Archives: Insurance Claims

Public Adjuster Miami FL

How to Find a Good Public Adjuster in Miami After a House Fire

After disaster strikes and your home is damaged or destroyed by a house fire, the best thing you can do after calling your insurance company is to contact a public adjuster. While filing a claim will automatically mean that you are assigned a claims adjuster, they will be working for the insurance company. A public adjuster in Miami works for you to help ensure that you receive the settlement you’re entitled to.

What to Look for in a Public Adjuster in Miami

After you decide to hire a PA, here’s what you need to know about finding the best one.

Ask about licensing. The State of Florida requires public adjusters to be licensed to legally perform their job duties. This helps protect consumers by ensuring that PAs are properly bonded. Public adjusters must pass an exam to be licensed. This is to protect their customers against any issues that could arise from lack of knowledge.

Look for experience and reputation. When calling a public adjuster, ask about their relevant experience specific to house fires. Search online for reviews on Google, Facebook, Yelp, Angie’s List, and other sites to see what customers are saying about working with local PAs.

Inquire about fees and contract. A reputable PA is upfront and honest about all fees you may incur for their services. Ask if they provide you with a written contract to help protect you as the homeowner against any unforeseen issues. Check with other local PAs to ensure the fee is reasonable and competitive based on your insurance claim.

You’re Entitled to Hire a Public Adjuster for Your Fire Damage Claim

Oftentimes, people are unaware that they can hire their own public adjuster (PA) to represent them during the claims process after fire damage to the home. This is quite unfortunately, as homeowners with a public adjuster advocating on their behalf typically receive higher payments and quicker settlements. PAs have a full understanding of the complexity of insurance claims, as well as the complexities of estimating repair / rebuild costs. Put the best public adjuster in Miami to work for you by calling us today at 954-709-3982.

Public Adjuster in Naples FL

When Should You Contact a Public Adjuster in Naples

When you file an insurance claim after flood damage or other disaster and you’re asked to estimate the cost, do you really know the full value of everything? Sure, you have receipts for your TV, entertainment center, couches, etc. But what about the expenses to replace the flooring and walls? Insulation? Structural damage? A public adjuster in Naples can help ensure you get the actual cost to rebuild just right.

A public adjuster (PA) helps you navigate the insurance claims process after loss from damage. PAs help you better understand your coverage, conditions of your claim, and other aspects of the process that may be complicated or confusing, especially after you’ve suffered a loss. They act as your representative, similar to the way the claims adjuster acts on behalf of the insurance company.

You should hire a public adjuster when filing an insurance claim for any of the following:

Fire Damage

Flood Damage

Hurricane or High Wind Damage

Plumbing Damage


You can also hire a public adjuster in Naples BEFORE disaster strikes.

It’s always better to be prepared. That is especially true when it comes to insurance claims. You may think you’re properly protected – until your claim is denied.

A public adjuster can review your current policy and let you know of any gaps in coverage there may be that would be financially catastrophic if a disaster such as a fire or flood were to happen. Many policyholders are unfortunately caught off guard when filing a claim. But you don’t have to be. With a risk analysis from a public adjuster, you can avoid worry of being underinsured.

Anyone who is insured can benefit from hiring a public adjuster when filing a claim.

Not only can homeowners benefit from the services of a PA, but so can owners of condos, yachts, and trailers. Public adjusters work with any policyholders who need to file a claim and want to receive maximum compensation as quickly as possible.

In addition to residential and boat services, PAs often work with commercial property owners. People who own office building, retail space, and / or industrial structures can benefit from having a public adjuster on their side.


What Does a Public Adjuster in Tampa Do?

While you may have heard of a public adjuster before, you may not be aware of everything they do. A public adjuster in Tampa is an advocate for insurance policy holders when they to file a claim. They are licensed insurance professionals who work with the insurance company’s claims adjuster. Public adjusters often offer services that also include risk analysis. This assessment helps to identify and manage risks that could potentially weaken or destroy your home or business.

A public adjuster in Tampa helps property owners filing insurance claims to receive maximum reimbursement as quickly as possible.

Public adjusters work with homeowners.

If you own a home, condo, townhome, apartment, or other property, you can hire a public adjuster. South Florida residents in Tampa, West Palm Beach, Orlando, Naples, and other surrounding areas can benefit from a property adjuster (PA) on their side to help make your claims process much easier. If you experience any damage to your dwelling from fire, flooding, wind, hurricane, or other cause, it’s best to maximize your settlement and get it quickly with the help of a PA.

They also work with commercial property owners.

As a commercial property owner, insurance may be one of your larger expenses. Unfortunately, insurance companies love accepting your premiums but don’t like paying out money that property owners are entitled to when filing a claim.

PA can help defend your claim to the insurance company, proving the extent of your loss and helping ensure that you are properly compensated for it. Common claims a public adjuster can help a commercial property owner with include flooding, hurricane, fire, and mold damage.

Put a Tampa PA to work for you, and focus on rebuilding the new instead of dealing with your claims adjuster.

Tired of trying to navigate your way through the tricky claims process? Let one of our public adjusters in Tampa handle it for you. Having to file a claim is devastating enough. Don’t make it any harder by worrying about all the red tape! An adjuster may help you get almost 5000% more than what your payout would’ve been with them fighting for you.

What to Know About Commercial Building Insurance Claims in West Palm Beach

If you own commercial buildings, whether for retail space, office space, or any other purpose, chances are you pay a lot for insurance premiums. While insurance companies love receiving that monthly income from you and have no problem accepting it, they’re not as eager to hand out money for claims. Filing commercial building insurance claims in West Palm Beach can be a tricky process.

Not only can the claims process be hard, but getting the money you’re entitled to can be very difficult. You have to be willing to fight for every last dime that your policy covers. Hiring a public adjuster can help. Here’s what you should know about working with a public adjuster in South Florida.

A public adjuster can help you with your commercial building insurance claims in West Palm Beach.

Public adjusters are independent professionals that help settle insurance claims for both commercial and residential customers. They work with your insurance claim adjuster to settle your claim quickly and efficiently. They also help maximize your claim settlement, so you receive as much compensation as possible.

Public adjusters work for you, not the insurance company.

Unlike your claim representative from the insurance company who is looking out for the company’s best interest, public adjusters work directly for the insurance policy holder / claimant. Typically, they only get paid if you get paid. They often charge only a small percentage of your settlement. And the more you get compensated, the more they do as well. This means that they work diligently to get you the highest possible payment for your insurance claim.

A public adjuster helps with all types of commercial building insurance claims in West Palm Beach.

Whether a hurricane, flood, mold, fire, or other natural disaster damages your building, as long as your policy covers the damage, you can use a public adjuster for your claim.

Public adjusters understand the seriousness of the consequences that come from natural disasters. They want to help you get your building back up and running as soon as possible after a disaster. Adjusters can even make sure that your insurance coverage is more than adequate to cover any losses that may arise before an a disaster occurs.

How to Choose a Public Adjuster in West Palm Beach

If you’re making a homeowner’s insurance claim to cover repair costs after wind damage, flooding, or other single family home mishap, you need to hire an advocate to ensure you receive all of the compensation you’re entitled to. A public adjuster in West Palm Beach is just that advocate.

Public adjusters work directly with policyholders to maximize payments from the insurance company. They evaluate home damage and how much repairs will cost. Then, they work directly with the insurance company to maximize your claim and expedite payments.

If you’ve experienced damage to your home from floods, wind, plumbing, fire, mold, or other covered event, you need the best public adjuster in West Palm Beach.

It’s essential that you hire an experienced, qualified public adjuster. You need to find someone you can trust to advocate properly for you.

Here’s how to choose a great public adjuster to help you have the best possible experience. First, a few Dos.

Ask about experience.

Check to make sure that the adjuster has specific experience with claims similar to what your homeowner claim is for. You can ask for references (and call them!), as well as credentials. Also ask what professional groups they belong to, such as the National Association of Public Insurance Adjusters (NAPIA).

Make sure the person who comes to your home is the public adjuster who will handle your claim.

Ask whether they are simple a salesman or whether they will be adjusting the loss and communicating directly with you.

Talk about the fee contract.

Find out upfront what they are charging, and do your homework to make sure that the fee is appropriate for the type of your loss, the extent of the repairs, and your claim status.

And there are some don’ts when searching for a great public adjuster in West Palm Beach.

Don’t hire anyone who is not properly licensed.

In Florida, public adjusters are legally required to be licensed in order to perform work in this profession.

Don’t fall for high-pressure sales tactics.

Take your time to read through their proposal thoroughly, and then make a decision on your own time.

Don’t hire anyone who calls you within 48 hours of a personal lines residential loss.

This is illegal in Florida, and you should not be contacted by a residential public adjuster within two days of your loss. However, you may contact an adjuster at any time after your loss.